We are looking for a Credit Risk Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.

To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner; while ensuring compliance with the relevant law.

Responsibilities

• Review loan requests.
• Assess clients’ financial status.
• Evaluate creditworthiness and risks.
• Contact clients to gather financial data and documentation.
• Analyze risks and approve or reject loan requests.
• Calculate financial ratios (e.g. credit scores and interest rates).
• Set up payment plans.
• Maintain updated records of loan applications.
• Follow up with clients about loan renewals.
• Monitor the progress of existing loans.
  

Requirements

Requirements and Skills

• Proven 2 - 5 years post qualification experience as a Credit Risk Officer, or similar role.
• BSc in Accounting, Banking and Finance.
• Hands-on experience with lending procedures and products.
• Ability to create and process financial spreadsheets.
• Strong data analytical skills.
• Customer service experience and knowledge of public sector loans.