Underwriter, Financial Lines

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focus on its Vision of “Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world.  Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “To contribute to the building of the future by creating solutions for complex risks in innovative markets.” As part of our journey to lead the market in emerging sectors, we are looking for an experienced Underwriter, Financial Lines  to join our dynamic team.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism are central to who we are, and we strive to bring these values to life every day.

WHO WE ARE LOOKING FOR

As the Senior Underwriter, you will play a critical role in our Financial Lines underwriting team. You will be responsible for evaluating and underwriting complex risks within the financial sector, including Directors and Officers (D&O) liability, Professional Liability (E&O), Cyber Liability, and Employment Practices Liability (EPL). Your strategic insight, underwriting expertise, and leadership skills will drive profitable growth and ensure the delivery of exceptional service to our clients.

WHAT YOU WILL DO

• Evaluate and underwrite complex risks within the financial sector, including D&O liability, E&O liability, Cyber Liability, and EPL.
• Conduct thorough risk assessments and analysis to determine appropriate coverage and pricing strategies.
• Review and analyze underwriting data, market trends, and industry developments to identify emerging risks and opportunities.
• Build and maintain strong relationships with clients, brokers, and industry partners.
• Collaborate with the sales and marketing teams to develop and execute effective client engagement strategies.
• Provide expert advice and solutions to clients, addressing their unique insurance needs and requirements.
• Manage and optimize the Financial Lines underwriting portfolio, ensuring a balanced and profitable book of business.
• Monitor portfolio performance and trends, making recommendations for portfolio adjustments as needed.
• Implement risk mitigation strategies and loss prevention measures to minimize exposure and maximize profitability.

Requirements

• WHAT YOU'LL BRING TO THE TABLE 
• Bachelor's degree in Business, Finance, Risk Management, or related field; Master's degree preferred.
• Minimum of 5 years of experience in underwriting leadership roles within the insurance industry, with a focus on Financial Lines.
• Extensive knowledge of Financial Lines products and coverages, including D&O liability, E&O liability, Cyber Liability, and EPL.
• Strong analytical skills and ability to evaluate complex risks and underwriting data effectively.
• Excellent leadership, communication, and interpersonal skills.
• Professional designations such as CPCU, RPLU, or ARM preferred.

Benefits

WHY YOU’LL LOVE WORKING WITH US

At Relm, we are not just another insurance company – we are a team of innovators, creators, and collaborators who are shaping the future of insurance. We value each individual’s unique skills and experiences and offer a workplace where creativity, innovation and diversity are at the heart of everything we do.

We are deeply committed to building an inclusive culture, where every team member feels supported and empowered to do their best work. At Relm, you will have the opportunity to grow in your career, be part of an exciting industry transformation, and contribute to a team that celebrates creativity, collaboration, and innovation.

The annual salary for this role is structured within a range of USD$160,000 to USD$180,000, depending on experience and qualifications.

WHAT WE OFFER 

• Paid Public Holidays: Enjoy ten (10) paid public holidays each year, giving you the opportunity to unwind and recharge. 
• Generous Paid Time Off (PTO): You’ll receive 28 days of Paid Time Off (PTO) annually, giving you the flexibility to take care of personal matters, vacation, or sick days. 
• Full Health Coverage: The company fully covers your medical, dental, vision, life, and disability insurance to ensure you and your family are well taken care of. 
• 401K Program with Company Match: Plan for your future with access to the company’s 401K program, including a 5% company match. 
• Professional Development & Mentorship: We invest in your growth through professional development opportunities, training, and mentorship programs, helping you advance in your career. 
• Wellness Stipend: Take care of yourself with a monthly wellness stipend to support your health and well-being. 
• Commuting & Travel Reimbursement: We offer a commuting reimbursement to help with transportation costs, including parking, making your daily commute easier. 
• Wellness Benefits: Stay healthy and active with access to gym memberships, exercise classes, and other wellness perks that promote a balanced lifestyle. 
• Your Voice Matters: Work in an environment where your opinions and ideas are valued and play a crucial role in driving the success of our team. 
• Endless Growth Opportunities: Enjoy a multitude of career growth opportunities, ensuring that you have the resources to thrive and advance within the company. 

At Relm, you won’t just join a company - you’ll be part of a team that’s shaping the future. If you’re ready to make an impact, we’d love to hear from you.