Treasury Analyst

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.

About The Role

This role will support daily cash management, liquidity monitoring, and payment processing. You will assist in tracking the company’s cash positions, help manage banking relationships, and support treasury reporting and documentation. This role provides exposure to treasury operations, risk management, and investment monitoring, making it ideal for someone starting a career in corporate or banking treasury..

Responsibilities

• Manage liquidity for disbursements: Ensure sufficient cash and liquidity are available to meet borrower disbursements on time and support smooth operational flow.
• Oversee repayment collections: Verify that all repayments from borrowers are received accurately and allocated correctly to the respective accounts.
• Perform reconciliations: Conduct daily and periodic reconciliations between bank statements and system ledgers to maintain accurate financial records.
• Monitor unmatched transactions: Identify, investigate, and resolve any unmatched transactions to ensure proper accounting and reporting.
• Address pending or stuck payments: Track and resolve delays or issues in payment processing to minimize operational disruptions.
• Support audit and compliance activities: Maintain organized records and assist internal and external audits by providing accurate reconciliation reports and documentation.

Requirements

• 1 - 3 years working experiences in finance.
• Financial analysis skills: Proficient in MS Office, especially Excel, for investment tracking, portfolio analysis, and reporting.
• Adaptability: Able to respond effectively to changing market conditions and organizational needs.
• Stakeholder collaboration: Experience working with internal teams and external partners, including banks and investors.

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.