Technical Accounting Expert

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place.

Position Overview

We are seeking a high-caliber Technical Accounting Expert to serve as a strategic bridge between complex regulatory frameworks and business operations. This role combines deep technical expertise in BACEN, IFRS with strong business acumen to ensure that accounting implications are embedded into decision-making from the outset.

As a key advisor to executive leadership and a partner to Finance, Product, Legal, and Risk, you will translate complex accounting standards into actionable business insights. You will lead the interpretation and application of accounting guidance for non-routine and high-impact transactions, new financial products, and strategic initiatives — safeguarding financial statement integrity, strengthening audit readiness, and enhancing the overall control environment.

Key Responsabilities

Technical Accounting & Advisory

• Provide expert technical accounting guidance to support business initiatives and daily operations.
• Research and interpret complex accounting standards and regulations (IFRS, COSIF, BACEN Circulars).
• Prepare formal technical accounting memos supporting accounting positions.
• Translate complex technical accounting matters into clear business implications for senior stakeholders.
  

Financial Reporting & Regulatory Compliance

• Lead the preparation and review of statutory financial statements (individual and consolidated).
• Ensure full compliance with BACEN regulatory requirements and IFRS standards.
• Support the correct technical implementation of accounting treatments in financial reporting processes.
• Present technical accounting conclusions and reporting impacts to senior management when required.
  

Audit & External Stakeholder Management

• Act as the main point of contact for external auditors on technical accounting matters.
  Lead technical discussions, defend accounting positions, and support audit processes.
• Communicate technical positions clearly to external stakeholders, including auditors and consultants.
  
  

Cross-Functional Collaboration

• Partner with Operational Accounting and Reporting teams to ensure technical conclusions are properly embedded in day-to-day processes.
• Work closely with business areas and project teams to assess accounting implications of new products and initiatives.
• Support decision-making by explaining accounting impacts to non-technical stakeholders.

Requirements

• Bachelor’s Degree in Accounting (CRC license not required).
• Regulatory Expertise: Deep knowledge of COSIF, BACEN regulations, and IFRS (specifically IFRS 9, 15, and 16).
• Experience: Proven experience  in Financial Institutions, Big 4, or regulatory/consulting roles.
• Technical Writing: Solid experience in drafting technical accounting memos and financial disclosures.
• Languages: Fluent Portuguese and Advanced English are mandatory.
• Desirable: Knowledge of US GAAP and Spanish.

Benefits

• Competitive and market-aligned salary.
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.
• Spanish or Portuguese classes.

Diversity & Inclusion at RecargaPay

At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the Use of Your Data

By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).