PayJoy
Strategy & Performance Analyst
TLDR
Support the execution of strategic initiatives while delivering actionable insights to leadership for data-driven decision-making and enhanced business alignment.
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
Responsibilities|
Contribute to the design and execution of strategic initiatives, ensuring clear alignment
with business goals and measurable progress over time.
Conduct business analysis to support business case development and country-level
prioritization.
Conduct strategic research and competitive benchmarking to inform decision-making
and uncover growth opportunities.
Design and maintain dashboards and reports to support deeper analysis, standardize
reporting processes, and ensure data accuracy.
Document recurring processes that enable consistent performance tracking.
Assist in the preparation of materials for internal business reviews, planning cycles, and
leadership updates.
Identify and implement process improvements to enhance operational efficiency and
scalability.
Qualifications
Bachelor’s degree in Finance, Quantitative Sciences, Economy, Engineering, Business
or similar.
3+ years of experience in strategy and operations, management consulting from
top-tiers firms preferred.
Strong analytical and data driven; proficiency in Excel, SQL and PowerPoint is
required. Familiarity with BI tools (e.g., Looker, Tableau, Power BI) is a plus.
Communication skills for effective collaboration.
Self-driven and results-driven, willing to work in a dynamic, high-change environment.
Experience working with cross-functional teams and managing complex projects.
Demonstrated ability to work cross-functionally and drive alignment across teams.
Comfortable with ambiguity and energized by building from scratch.
Benefits
100% Company-funded health insurance for employee and immediate family
Company-funded employee life and disability insurance
Paid vacation days, unlimited sick leave
$2,000 USD annual Co-working Travel perk
$2,000 USD annual Professional Development perk
Phone finance, headphone benefit, home office equipment allowance and wellness perks
Catered lunches
with business goals and measurable progress over time.
prioritization.
and uncover growth opportunities.
reporting processes, and ensure data accuracy.
leadership updates.
scalability.
or similar.
top-tiers firms preferred.
required. Familiarity with BI tools (e.g., Looker, Tableau, Power BI) is a plus.
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
Benefits
Health Insurance
100% Company-funded health insurance for employee and immediate family
Home office and wellness perks
Phone finance, headphone benefit, home office equipment allowance and wellness perks
PayJoy is a credit provider focused on empowering under-served customers in emerging markets to achieve financial stability. Our patented secured credit technology opens the door for these individuals to access credit systems through innovative point-of-sale financing and credit cards. By leveraging machine learning and data science, we help our customers thrive as micro-entrepreneurs and navigate economic challenges effectively.
- Founded
- Founded 2015
- Employees
- 51-200 employees
- Industry
- Internet Software & Services
- Total raised
- $86M raised
Performance Analyst