Support the implementation of the Bank’s Anti-Fraud Strategy while developing fraud prevention measures and conducting investigations into suspected fraud cases.
About the Position
This position is required to support the implementation of the Bank’s Anti-Fraud Strategy and to strengthen fraud risk management in line with the increasing complexity of the Bank’s business and operational activities.
Responsibilities
Develop the annual Anti-Fraud work plan.
Conduct fraud prevention and control through Anti-Fraud Awareness socialization for Bank Amar employees.
Perform fraud detection through monitoring systems for high-risk activities and transactions, as well as through initial assessment of whistleblower reports related to suspected fraud.
Conduct surprise audits at least once a year, particularly for high-risk business units or units vulnerable to fraud.
Prepare investigation plans and carry out investigations on suspected fraud cases, collect and secure evidence for further analysis, and conduct interviews and analyze investigation findings.
Prepare and report investigation results and properly document the investigation outcomes.
Monitor and evaluate follow-up actions on fraud incidents and control weaknesses that may potentially lead to fraud.
Report fraud incidents and related findings to the Board of Directors and relevant functions.
Submitting Anti-Fraud reports to the authority and revising policies related to the Anti-Fraud Strategy in accordance with ongoing developments.
Requirements
Minimum Bachelor’s Degree (preferably in Economics, Management, Accounting, Law, Information Systems, or other relevant fields).
Strong understanding of OJK, Bank Indonesia, and internal Bank regulations related to anti-fraud and risk management.
Demonstrates integrity, independence, strong analytical ability, and the capability to coordinate across functions.
Good understanding of Fraud Risk Assessment (FRA), identification and monitoring of fraud indicators, and evaluation of internal control effectiveness.
Able to prepare systematic analysis, risk assessments, and anti-fraud reports for management and regulatory needs.
Minimum 2–3 years of experience in anti-fraud, risk management, compliance, internal audit, or control functions within banking/financial services.
Bonus Point If
Have certifications in Anti-Fraud / Risk Management / Compliance is an advantage (e.g., CFE, CRMP, CAFP, CIA, or equivalent).
Experience in drafting policies, guidelines, or Anti-Fraud Strategy frameworks.
Experience in conducting fraud risk assessments, developing fraud control frameworks, or evaluating fraud control effectiveness.
Understanding of digital fraud, data analysis, or the use of fraud monitoring dashboards.
Amar Bank is a digital banking institution licensed and regulated by OJK, offering secure and reliable fintech-based primary banking services such as savings, deposits, lending, and transfers. With a focus on modern customer experience, Amar Bank is th...
