Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We’ve funded over $100 billion in loans for our customers, more than any other fintech
- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval
- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender
- Fintech Breakthrough Award: Best Lending Innovation Award
- Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing
- We are Forbes’ Best Online Mortgage Lender for 2023
- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
A Better Opportunity
Better is looking for a Senior Mortgage Underwriter with strong government loan experience to join our expanding team! In this role, you’ll use established underwriting guidelines to assess borrower financials and credit information alongside property valuations to guide lending decisions. As a Senior Underwriter, your responsibility will be to make informed, yet bold risk decisions based on your expertise and experience. You’ll collaborate closely with the production team throughout the loan process to ensure seamless and timely closings. This position offers a unique opportunity to take on various roles, from reimagining the complex mortgage process, analyzing data for maximum impact, to working with skilled engineers and industry experts to tackle technical and operational challenges.
Responsibilities
Underwrite and decision FHA, VA, agency conforming, and jumbo residential mortgage loans
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
Review appraisal reports to identify and resolve any discrepancies discovered within
Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
Calculate qualifying ratios, assess creditworthiness, and provide risk assessments
Work closely and effectively with cross-functional teams and departments on a daily basis
Qualifications
Must be located in Irving, Texas area
5+ years of recent experience underwriting FNMA, FHLMC, FHA, VA, and Non-Conforming mortgages
Active FHA DE and VA SAR designations required
Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Ability to work well in a high pressure, fast paced environment
Must be able to carry a pipeline of 200+ loans
Ability to carry out requisite loan calculations (DTI, LTV, etc.)
Proven ability to thrive in a remote setting
Manage multiple loan files simultaneously in a high-volume setting
Strong written and verbal communication
The drive to build something new
HELOC experience a plus
Excellent attention to detail, the ability to work efficiently under pressure, and a deep understanding of loan processes are essential in this role
Company Benefits
We’re proud to support our employees and their families with a benefits package designed to care for their health, well-being, and everyday life. All full-time and benefit-eligible part-time employees can enjoy the following benefits:
- Day One Coverage – Your benefits begin on your first day, so you’re supported from the start
- Nationwide Medical, Dental & Vision Coverage – Comprehensive plans that travel with you, wherever you are
- Mental Health Support When You Need It – Immediate access to virtual therapy with licensed providers for you and your eligible dependents (ages 6+), with your first few visits covered at no cost!
- Health Savings Account (HSA) – Includes an employer contribution to help you plan for healthcare expenses
- Employer-Funded Dependent Care FSA – Support for childcare and/or dependent care costs
- Disability & Life Insurance – Provided at no additional cost to give you added peace of mind
- Flexible PTO – Time off when you need it, so you can recharge and focus on what matters most
- Extra Perks & Discounts – Including pet insurance, savings programs, and more to support life beyond work
The compensation offered for this role will be based on multiple factors such as location, the role’s scope and complexity, and the candidate’s experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
