Senior Underwriter – Financial Lines

Location: Dubai (DIFC)

About Relm

Relm Insurance Ltd is a global specialty insurer focused on the world’s most innovative and complex risks. Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm is the first Innovative Insurer General Business (IIGB) insurer regulated by the Bermuda Monetary Authority (BMA).

Since inception, our vision has been clear: Making Innovation Resilient. We provide insurance solutions to companies operating at the forefront of technology across more than 35 countries, including Web3, AI, fintech, biotech and other emerging sectors. Our team combines deep technical expertise with curiosity, creativity and a forward-looking mindset.

The Opportunity

We are seeking an experienced Senior Underwriter to join our Financial Lines team in Dubai (DIFC). This is a key role within the business, offering the opportunity to underwrite complex and emerging risks while contributing to portfolio strategy, broker relationships and regional growth.

You will be responsible for underwriting a broad suite of financial lines products, including Directors & Officers (D&O), Professional Liability (E&O), Cyber, Crime and Employment Practices Liability (EPL). You will play a senior role in shaping underwriting strategy, supporting profitable growth and delivering high-quality, innovative solutions to clients.

Requirements

What You’ll Do

Lead the underwriting of complex financial lines risks across D&O, E&O, Cyber, Crime and EPL
Assess and structure risks, determining appropriate coverage terms, limits and pricing
Contribute to underwriting strategy and portfolio management, ensuring sustainable profitability
Analyse market trends, regulatory developments and emerging risks within innovative sectors
Build and maintain senior broker and client relationships across the region
Support business development initiatives in collaboration with sales and marketing teams
Monitor portfolio performance and recommend strategic adjustments
Provide technical guidance and mentorship to less experienced underwriters as required
Support risk mitigation and loss prevention initiatives

What You Bring

Bachelor’s degree in Insurance, Business, Finance, Risk Management or a related discipline
5+ years’ experience in financial lines underwriting
Strong technical expertise across D&O, Professional Liability, Cyber and related financial lines
Solid conceptual understanding of data security, privacy, cyber and information risk
Proven ability to underwrite complex and non-standard risks
Professional qualifications such as CPCU, RPLU or ARM
Excellent analytical, decision-making and problem-solving skills
Strong communication and relationship-management capabilities
A collaborative, commercial mindset with the confidence to operate at senior level

Benefits

Life at Relm

At Relm, we are redefining insurance for emerging industries. Our culture is built around our core values: Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism. We value diverse perspectives and believe innovation thrives when people feel empowered, trusted and supported.

What We Offer

Generous Paid Time Off: 28 days of annual leave
Comprehensive Health Coverage: Fully covered medical, dental, vision, life and disability insurance
Paid Sick Leave: 60 paid sick days in line with DIFC employment law
Professional Development & Mentorship: Ongoing learning and career progression opportunities
Wellness Stipend: Monthly allowance to support your wellbeing
A Voice That Matters: A culture where ideas and initiative are genuinely valued
Career Growth: The opportunity to grow with a scaling, globally recognised specialty insurer

Join Us

At Relm, you won’t just join a company — you’ll join a team shaping the future of insurance for innovative markets. If you’re an experienced Financial Lines underwriter looking to take on a senior, high-impact role in Dubai, we’d love to hear from you.

Apply now and help us make innovation resilient.

Senior Underwriter

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