Architect robust systems that power AI-driven loan servicing and collections, driving real-time decision-making and operational excellence for leading companies in consumer finance.
At Prodigal, we are building AI Agents for loan servicing and collections. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades. We are backed by Y Combinator, Accel and Menlo Ventures.
Today, we stand at the forefront of a seismic shift in the industry, building Agentic AI applications for consumer finance. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine (PIE), we’re creating the next-generation agentic workforce - one that empowers companies to achieve unprecedented levels of operational excellence and intelligence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build Agentic AI applications that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
We are building PIE (Prodigal Intelligence Engine) - the specialized intelligence layer that transforms AI agents from conversational interfaces into truly intelligent decision-makers. We're building the brain that makes agents understand context, make compliant decisions, and deliver personalized experiences at scale. Read more about PIE here
As a Senior Software Engineer on the Platform team, you'll architect the systems that power PIE - unifying siloed data sources across CRMs, lending systems, dialers, and communication channels into a unified intelligence layer. You're building infrastructure that doesn't just handle data at scale, but extracts meaning from it, enabling AI agents to make contextually intelligent, compliant decisions in real-time.
This isn't incremental improvement - it's foundational work toward an agentic future where specialized AI agents collaborate autonomously to manage entire collections operations. The systems you build today become the backbone of tomorrow's agentic workforce.
Mode of Work - In-Office (Powai, Mumbai)
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Flexible Work Hours
We're not a 'clock in, clock out' company. Morning person? Start work while the world's still sleeping. Night owl? Ramp things up while others are winding down.
Free Meals & Snacks
Meals are on us. We won't let your stomach grumble while you hustle.
Health Insurance
Health always comes first. The health of your family is as important to us, as it is to you. We offer insurance coverage for both you and your family.
Learning Budget
As relentless seekers of knowledge, we sponsor and support any training materials, books, courses, and exam fees for upskilling yourself in areas related to your role.
Team activities
We regularly indulge in friendly football, table tennis, cooking sessions and challenge each other to do those extra push ups.
Paid Time Off
Take all the time you need to recharge your batteries - no cap on vacation here.
Prodigal builds AI Agents specifically designed for loan servicing and collections, tackling inefficiencies in the lending industry head-on. Our innovative technology empowers financial institutions to enhance operational excellence and consumer finance engagement.
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Senior Software Engineer Q&A's