Our Story
Hello there. We’re Zopa.
We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.
If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife
The engineering challenge
Our Software Engineers don't just write code, they solve real financial problems for millions of customers. You'll work on distributed systems processing thousands of transactions daily, build resilient services that handle people's money, and create experiences that make traditionally complex financial products feel simple.
Your Impact
Designing, building and running scalable backend systems using Kotlin and AWS
Contributing to technical direction, team practices and architectural decisions
Collaborating closely with product managers, designers and other engineers
Mentoring junior engineers and helping to raise the technical bar
Owning your team’s code, quality and delivery
Taking part in the full SDLC — including operating your own services in production
Writing well-tested, clean code
Making smart trade-offs between speed, quality and risk to deliver customer value quickly
Your Toolkit
Strong backend engineering experience using Kotlin or Java in a production environment
Passionate about building reliable, high-quality products — not just writing code
Comfortable working on distributed systems with scale and complexity
Advocates for testing, clean code, and automation throughout the development process
Understands trade-offs in product delivery and values pragmatism
Enjoys solving problems collaboratively and mentoring others
Clear communicator with experience working cross-functionally
Excited by fast-moving environments and full ownership of your work
Our Engineering Culture
Customer impact over unnecessary complexity
Team success over individual heroics
Operational ownership, not just feature delivery
Continuous improvement through honest feedback
Added Bonus
Experience with fintech or banking is a plus, but we value problem-solvers from all backgrounds
#ON-LI1
At Zopa we value flexible ways of working.
We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week. (WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.)
You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
*Subject to having the right to work in the country of choice
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
