Senior Software Engineer (Backend)

TLDR

Shape technical direction and influence product engineering across teams while delivering scalable, reliable services for core banking products that serve millions.

What You’ll Be Doing
  • Owning complex initiatives end to end, from idea to measurable outcome 

  • Designing scalable backend systems that stand up to real-world scale and complexity 

  • Making architectural decisions that balance immediate delivery with long-term sustainability 

  • Bringing structure and clarity to ambiguous problems 

  • Influencing prioritisation and trade-offs across teams 

  • Raising the bar for engineering quality, reliability and accountability 

  • Mentoring engineers and strengthening overall team capability 

  • Driving continuous improvement in how we build and operate systems 

What You’ll Bring
  • A track record of delivering high-impact, complex systems in production environments 

  • Strong systems thinking and architectural judgement 

  • The ability to navigate ambiguity and turn complexity into clear, actionable plans 

  • Confidence making data-informed technical decisions with long-term consequences in mind 

  • Experience influencing beyond your immediate team 

  • A deep customer focus and a bias toward measurable outcomes 

  • A genuine commitment to engineering quality and raising standards 

  • Experience mentoring others and amplifying team impact 

  • Ownership beyond your own output 

We’re intentionally technology agnostic. What matters to us is how you think, how you solve problems and the scale of what you’ve built. 

Why Zopa 

  • You’ll work on products used by millions of customers 

  • You’ll build systems where reliability truly matters 

  • You’ll have real influence over technical direction 

  • You’ll join a team recognised as one of the UK’s Most Loved Workplaces 

  • You’ll be part of a bank that is still growing, still ambitious and still challenging the industry 

We don’t just build software. 
We move finance forward. 

If you’re ready to operate at a level where your decisions shape systems, standards and outcomes, we’d love to talk. 

Zopa is a financial technology company that began as the first peer-to-peer lending platform in 2005 and evolved into Zopa Bank in 2020. It focuses on delivering customer-centric financial solutions that empower individuals to manage their finances more effectively.

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