Senior Software Engineer (Backend)

TLDR

Support the Payments (PayPort) platform and ensure the reliability and scalability of payment systems while mentoring junior engineers and collaborating across departments.

Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.

We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.

Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit.

We celebrate diversity and are committed to creating an inclusive environment for all employees. To that end, we seek to recruit, develop and retain the most talented people from a diverse candidate pool.

About the Role 

We are seeking a Senior Software Engineer to support our Payments (PayPort) platform, which powers critical business operations and revenue-generating processes. This role is responsible for ensuring the reliability, scalability, and ongoing development of payment systems and related services. 

As a senior member of the team, you will contribute to both "run the business" operations and key initiatives, including payment integrations and financial reporting capabilities. You will work cross functionally with product, infrastructure, and business stakeholders to deliver high-quality, resilient solutions. 

What you’ll do:

Payment Platform Ownership 

  • Support and maintain the PayPort payment platform and related services 
  • Ensure system uptime, reliability, and performance of critical payment workflows
  • Monitor, troubleshoot, and resolve production issues impacting payment systems 

Development & Delivery 

  • Design, develop, and enhance payment processing capabilities and integrations 
  • Build and support bank and bureau reporting functionality 
  • Contribute to scalable, secure, and high-performance software solutions 
  • Participate in all phases of the software development lifecycle 

Operational Excellence 

  • Support day-to-day "run the business" operations for payment systems 
  • Improve system reliability through monitoring, alerting, and performance optimization
  • Implement best practices in testing, automation, and deployment 

Collaboration & Leadership 

  • Collaborate with cross-functional partners including Product, DevOps, and Finance 
  • Participate in code reviews, technical design discussions, and sprint planning
  • Mentor junior and mid-level engineers as needed 

What you’ll have: 

  • 5-8 years of experience in software development 
  • Strong experience with backend systems and service-oriented architecture 
  • Experience supporting or building payment systems or financial platforms 
  • Proficiency in programming languages, frameworks, and database systems (SQL)
  • Experience with cloud platforms (e.g., AWS) 
  • Familiarity with CI/CD pipelines, monitoring, and production support 
  • Strong problem-solving skills and ability to operate in a production-critical environment 

Preferred Qualifications 

  • Experience with payment processing, financial systems, or regulated environments 
  • Experience building bank or bureau reporting systems 
  • Familiarity with scalability, fault tolerance, and high-availability systems
  • Experience working in high-growth or resource-constrained environments
  • Strong communication and cross-functional collaboration skills 

Base salary range: $114,000 - $169,000 annually.  Individual pay is based on factors unique to each candidate, including skill set, experience, and other job-related reasons.



Benefits and Perks:

We have the compensation and benefits you expect. But there's one thing that Self Financial can offer that many companies cannot: we can positively change the world, while making a profit. We are a team of Builders, empowering our customers to build their dreams. We have a Do the Right Thing ethos in all that we do, and we hope you value that approach, too. 

Our perks include:

  • Company equity in the form of Stock Options
  • Performance-based bonuses
  • Generous employer-paid health, vision and dental insurance coverage
  • Flexible vacation policy
  • Educational assistance
  • Free gym membership
  • Casual dress code
  • Team building events and activities
  • Remote work arrangements/ flexible work schedule
  • Paid parental leave 

Self Financial requires all employees hired to successfully pass a background check.

We are an Equal Opportunity Employer.

At this time, we are only able to consider applicants who are U.S. Citizens or Green Card Holders for employment opportunities. We appreciate your understanding.

Benefits

Equity Compensation

Company equity in the form of Stock Options

Flexible Work Hours

Remote work arrangements/ flexible work schedule

Health Insurance

Generous employer-paid health, vision and dental insurance coverage

Other Benefit

Team building events and activities

Paid Parental Leave

Self Financial provides innovative financial tools like Credit Builder Accounts and secured credit cards designed for individuals looking to build their credit history and savings. Aimed at enhancing economic inclusion, Self's services empower users by offering solutions with no hard checks and comprehensive reporting to credit bureaus, making the credit building process accessible and straightforward.

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Salary
$114,000 – $169,000 per year
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