Senior Regulatory Change Lead

First Help Financial (FHF) is a fast-growing and culturally diverse company in the U.S. We provide auto loans to the underserved and care for our customers and partners with exceptional service. Through flexible financing options and tri-lingual support, we offer consumers an easier way to finance their first car. We lend to and support our portfolio which has consistently grown 30%+ each year over the last nine years.

Here you will find hard-working colleagues who come from over 20 countries. We hold ourselves to the highest standards of professionalism but also enjoy our work. Our culture and benefits are geared towards making you successful in life and comfortable at work.

Your Title: Senior Regulatory Change Lead

Your Location: Remote/anywhere within the US

You Report To: Vice President, Compliance

Your Compensation: Starting base of $115k or more, depending upon experience plus bonus!­­

Learn more about our awesome Compliance Department

About the Opportunity:

First Help Financial, voted and certified as a “Great Place to Work” by our workforce for five years in a row, is adding a new partner to our Compliance team to accommodate our remarkable growth! This is an exciting new opportunity for an individual to join a growing company and compliance team. As our ideal candidate, you will bring strong written and oral communication skills, the excitement to multi-task, and thrive in a fast-paced environment. First Help Financial would love to see your application!

What you will do:

Your responsibilities would be, but are not limited to:

• Regulatory Change Management
• Own and continuously evolve the Company’s regulatory change management framework.
• Monitor and interpret federal and state regulatory developments, guidance, and enforcement trends.
• Lead and document regulatory impact assessments across origination, servicing, collections, repossession, disclosures, pricing, and privacy.
• Maintain a centralized regulatory inventory and change log, driving end-to-end implementation tracking.
• Partner with business owners to coordinate policy, procedure, system, and training updates.
• Collect and maintain implementation evidence and deliver clear management and Board reporting.
• Support and contribute to Compliance governance activities as needed

• State Expansion Compliance
• Lead compliance diligence for new state entry and expansion initiatives.
• Research and assess state-specific regulatory requirements, including licensing, rate and fee limits, disclosures, servicing, collections, repossession, and consumer protection laws.
• Partner with external counsel to validate interpretations and resolve complex requirements.
• Prepare state entry compliance assessments identifying key risks, gaps, and readiness requirements.
• Conduct regulatory due diligence for lending partners and support onboarding activities.
• Coordinate new license applications in partnership with the Licensing Compliance Analyst.

What you bring:

• Juris Doctor (JD) required.
• 5+ years of experience in compliance, legal, or regulatory roles within consumer lending or financial services; auto finance experience strongly preferred.
• Strong working knowledge of federal and state consumer finance laws.
• CRCM certification and GRC systems experience a plus.
• A strategic, risk-based mindset that connects regulatory change to business impact.
• The confidence to operate independently, challenge thoughtfully, and escalate when needed.
• A collaborative, team-first approach across Compliance, Legal, Risk, Technology, and Operations.
• A hands-on, execution-oriented style, equally comfortable setting direction and doing the work.
• Flexibility and adaptability in a fast-moving, evolving regulatory environment.

FHF Benefits…

• Great Perks – We offer generous salaries, competitive health and welfare benefits (medical, dental, vision, LTD/STD, Identity theft, paid parental leave and much more), paid  vacation, 401(k) match, tuition reimbursement, social activities, monthly lunches, a robust employee recognition and talent development program to enhance your career with us.
• Culture - We are believers in maintaining a healthy work-life balance. While we work hard and care deeply about our customers and partners, we want you to have room for your family, friends, and yourself.
• Growth - Company growth provides unprecedented career growth.  FHF’s extraordinary year over year growth in revenue and new markets provides opportunity for you to establish and develop your career growth.  We engage each employee to build a career plan that benefits everyone and we have a proven record of investing in you.
  

Diversity and Inclusion

FHF is committed to building a culture that respects and embraces all walks of life, inclusive of gender, race, culture, age, sexual orientation, and other identities. We will make accommodations when interviewing anyone with special needs.

Requirements

Benefits