Senior Loan Accountant

Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). We harness the power of data & technology to offer our customers a simpler, more reliable, and faster way to access the capital they need to scale their businesses. 

Formerly known as LendingHome, we’re committed to helping REIs revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country.

Combining our technology and industry expertise, Kiavi has grown to a team of over 500 and has won many awards over the years including Forbes Fintech 50, Finovate Awards, Best Digital Mortgage Platform, Fast Company’s Most Innovative Companies, and many more. 

• Loans Funded: $30 billion in loans funded
• Homes financed: 100,000+ projects funded for our customers across the country
• Geography: 49 states + D.C. where we lend to REIs so they can revitalize neighborhoods
• Employees: Over 500 employees with competitive benefits and perks

This position can be based remotely in any of our approved hiring regions. Our hybrid distributed workforce philosophy allows us to find the best talent in the country and build diverse teams, while allowing our colleagues to work from the location that works best for them. 

The Team

The Accounting team ensures all money movements and transactions are appropriately accounted
for based on US GAAP, Company’s accounting policies with procedures, and ensures valuable
financial insights generated from financial reporting. We partner with all areas of the business to
ensure compliance with policies and procedures.

The Role

We are looking for a self-starting Senior Loan Accountant who is strong in technical and operational
accounting, and is excited to grow with the organization. This highly cross-functional position will
provide the candidate with exposure to many different aspects and levels of the business, including
opportunities to work with senior management. The Senior Loan Accountant will handle day to day
loan accounting activities, be knowledgeable of applicable US GAAP, play an integral role in external
audits of the Company’s financial statements, work with Data Team engineers and the Workday
team to automate journal entries and month-end close processes.

Kiavi has a very collaborative culture with a fast-paced work environment which provides ample
opportunities to take on interesting projects. We are building a great company here and people who
are passionate about creating and building something meaningful can be very successful. The ideal
Senior Loan Accountant candidate will be a critical thinker who has the ability to work autonomously
when necessary and has a fairly developed understanding of US GAAP. Experience interpreting and
implementing technical pronouncements is a plus, but a hunger for career growth and professional
development is a must!

Responsibilities

● Prepare journal entries, perform accounting research, and efficiently analyze large volume
transactional data for loan accounting lifecycle (originations to sales and servicing) and other
parts of the business.
● Perform timely cash / restricted cash reconciliations for loan accounting bank accounts.

● Account for the activities of the business in areas including loan funding, servicing, REO,
warehouse lines of credit, securitization and others.
● Collaborate with the Accounting Team to accurately complete the month-end close entries,
processes, procedures and deliverables timely.
● Prepare monthly, quarterly and annual reconciliations and roll forwards of balance sheet
accounts.
● Prepare monthly consolidated P&L and balance sheet fluctuation analyses for management
and financial reporting.
● Work cross-functionally with Corporate Accounting, Servicing, Treasury, Capital markets,
FP&A, Tax, and Internal Audit teams to ensure compliance with policies and procedures,
internal controls, as well as provide support for ad hoc requests.
● Provide analysis on financial results (trends, performance metrics, benchmarks).
● Assist in preparing audit support for external audits and respond to audit inquiries.
● Assist in the preparation of Year End financials and footnote disclosures.
● Participate in the ongoing development and establishment of accounting policies and
procedures.
● Strive to continuously improve the automation of accounting and reporting processes.
● Leverage technology (Artificial Intelligence, Machine Learning, Prism/Accounting Center, SQL)
to enhance and streamline accounting processes, financial reporting, and analytics.
● Participate in special projects and department-wide initiatives as they arise.

Qualifications

● 4+ years of overall accounting experience, with a mix of tech/financial service industry &
public accounting experience combination preferred.
● Prior Loan Accounting experience preferred.
● BA in Accounting required; CPA preferred.
● Strong Excel skills required (SUMIFS, Pivot tables, XLOOKUP); experience with Tableau,
Snowflakes and/or Workday a plus.
● Accounting experience in a publicly-traded and/or start-up company is a plus.
● Strong problem solving skills, and an eye for enhancing processes.
● Strong analytical skills, with an emphasis on accuracy and attention to detail.
● Ability to work in a fast-paced and changing environment.
● Ability to effectively interact, verbally and in writing, with individuals throughout the
company.
● Ability and willingness to meet business critical deadlines.
● Strong time management and organizational skills.
● Ability to multi-task and work independently.
● Desire for career growth and professional development.

Kiavi takes a market-based approach to pay, and pay may vary depending on your location. Work locations are categorized into one of three tiers based on cost of labor for that geographic area. These ranges may be modified in the future.

Region 1 - $104K to $150K + 5% bonus + benefits

Region 2 - $93K to $140K + 5% bonus + benefits

Region 3 - $85K to $125K + 5% bonus + benefits

To find a location’s tier, please refer to https://kiavi.com/compensation. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries. Within the range, the successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. Your recruiter can share more about the specific base pay range for your preferred location during the hiring process. Please note that the pay range listed above reflects the base salary only, and does not include the target value benefits.

Benefits and Perks 

• Medical, Dental, and Vision Insurance: Kiavi offers free employee-only coverage for medical, dental, and vision plans. Dependents receive a heavily discounted premium, competitively placed in the 90th percentile for cost.
• Health Savings Account (HSA): For those enrolled in a High Deductible Health Plan (HDHP), Kiavi provides an annual employer contribution to HSAs: $1,000 for individual coverage and $2,000 for dependents.
• Disability and Life Insurance: Immediate access to short-term and long-term disability insurance, as well as group life and AD&D insurance, with coverage at 1x annual salary.
• Remote Work Policy: Kiavi supports working remotely for day to day activities for most roles and occasionally may ask employees to gather in person for key meetings, training, team building etc. For remote workers, Kiavi offers a one-time office setup reimbursement of up to $500 and a monthly $85 stipend for internet and phone expenses. For in-office workers, Kiavi offers employer contributions to commuter benefits account, either for parking or public transportation.
• Flexible Time Off: Employees are empowered to manage their own time off, with no strict limits, as long as it's approved by their manager.
• Paid Leaves: Up to 8 weeks of paid leave for medical or caregiver purposes, and 12 weeks of paid maternity/paternity leave. Short-term disability leave is also available for birthing mothers.
• 401(k) & Company Match: A 401(k) plan managed by Fidelity, with Kiavi matching 100% of contributions up to 3% of compensation or $8,000 (whichever is less). All employer contributions are immediately vested.

Protect yourself from recruitment scams:

• If you are offered an interview or a role with Kiavi, this will be communicated with you through email, via an official email address ending in @kiavi.com or @lendinghome.com. 
• You will never be asked for payments of any kind during the process.
• We also never communicate with candidates via Whatsapp at any point during the recruitment process. 
• We won’t ask for personal information or data via text message. If you have any concerns regarding how genuine a text message is, please contact your recruiter.
• You can find our official Kiavi careers page here. We advise you to check that the page details and website addresses match if you have any concerns.

Kiavi is an Equal Opportunity Employer
San Francisco Fair Chance Ordinance Police Code, Article 49

We use E-Verify to confirm the identity and employment eligibility of all new hires.