About us
Yellow Card is the largest and first licensed stablecoin-based infrastructure provider, operating in 20 African countries and the emerging markets. Our mission is to empower businesses of all sizes, making it easier for them to make international payments, protect their financial assets, manage their treasury function, and access hard currency liquidity.
We are creating “financial infrastructure that works”, disrupting the financial services industry by offering innovative solutions designed to meet the distinct needs of – and real-world challenges faced on a daily basis by – our customers. Leveraging the power of stablecoins pegged 1:1 to the U.S. dollar (e.g., USDC, USDT, and PYUSD), we deliver our innovative solutions through our commercial trading function, our B2B products (i.e., our Payments API & Treasury Portal).
Type of person
Critical thinker, organised and driven, with a strong knowledge domain. Dedicated and passionate about their job, humble and a real team player.
Key responsibilities
Duties include, but are not limited to.
- Serve as a senior member of the FP&A team, supporting wider finance function when required
- Serve as a finance partner to department owners supporting them budget, understand their cost drivers and provide recommendations for improvements
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Develop, implement and maintain an effective planning and analysis capability that will provide stakeholders with appropriate analytical tools to establish goals and measure performance of the Group’s products and services
- Build reports and dashboards with insights into company performance, user metrics, and KPIs to be shared with Senior Management and external stakeholders as required
- Ensure board packs, reports and dashboards are produced timeously to stakeholders
- Track performance against key targets and outcomes, and produce regular corporate-level management information for all senior management
- Highlight trends, key actions, and strategic implications
- Conduct monthly variance analysis to identify trends, drivers and opportunities
- Forecasting, cash flow analysis & capital adequacy projections
- Budgeting and forecasting, including building an annual budget process and a regular forecasting process in order to support the delivery of monthly/quarterly financial forecasts to be used by the business, senior management and the Board.
- Take an active role in identifying opportunities to improve processes and drive transformation
- Ensuring Investor information requests are responded to timeously, including leading on due diligence requests when required
- Supporting junior team Producing financial metrics and reports for the quarterly board decks
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Assessing new Business Cases for financial viability (ROI, breakeven, cash flow) before recommending for approval or rejection, and incorporating approved business cases into budgets and reforecasts
- Work with the Business Owners to optimise business plans to maximise financial success whilst ensuring guard rails and controls are in place.
- Work with the Data Team to understand and ensure accuracy of data pipelines
- Collaborate with country managers and legal teams to support new entity forecasts when required
- Build strong relationships with internal stakeholders to help ensure the Finance Department is well-informed and has a strong voice in the organisation
- Producing accurate work and deliverables to a high technical standard
- Continuous maintenance and improvement of templates and standard operating procedures
- Any other tasks and projects assigned by the Director of FP&A
Requirements
- Fully professionally qualified CFA/ACMA/CA/ACA/ACCA/CPA or similar
- 5+ years relevant experience in FP&A / Commercial Finance
- Experience working remotely in Group or Regional Finance teams
- Previous experience in FinTech, Payments or Crypto
- Advanced Google Sheets (and Excel), Financial Modelling and analytical skills
- Excellent English communication and presentation skills
- Ability to summarise complex concepts clearly and concisely to senior internal and external stakeholders
- Understands the big picture and able to prioritise time to be spent on the big ticket items, which are going to move the needle
- Strong attention to detail
- Self-starter, confident to ask questions and challenge the status quo
- ‘Get things done’ attitude
- Ability to grasp, navigate and solve complex business problems
- High ownership, able to work independently and prioritise competing tasks to meet deadlines
- Performance driven
- Agile and able to work in a rapidly evolving work environment and industry
- Proactive, fast learner, upholding Yellow Card’s Core Values
- Previous startup/growth stage company experience
- Finance/Business degree
What We Offer
- Impactful and Purposeful Work: You will be helping to drive financial inclusion across Africa.
- Remote-First Flexibility: We embrace a fully remote work environment.
- Global & Diverse Team: You will have the opportunity to work with talented professionals from 25+ countries across the world, in a multicultural and collaborative environment.
- Learning & Development: Access to resources, support, and autonomy to grow professionally.
- Mental Health Support Services: Your mental well-being matters to us.
- Compensation & Benefits: We offer competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.
Ready to Join Us?
Are you up for the challenge? Apply today and be part of shaping the future of FinTech. Let's innovate, disrupt, and lead together!
