Senior FP&A Analyst

About Zego

At Zego, we understand that traditional motor insurance holds good drivers back. It's too complicated, too expensive, and it doesn't reflect how well you actually drive. Since 2016, we have been on a mission to change that by offering the lowest priced insurance for good drivers.
From van drivers and gig workers to everyday car drivers, our customers are the driving force behind everything we do. We've sold tens of millions of policies and raised over $200 million in funding. And we’re only just getting started.

Purpose of the Senior FP&A Analyst:

The mission of our FP&A is to provide insights and understanding that enhances decision making across Zego. Our finance team is looking for an experienced Senior FP&A Analyst who will play a key role in building out the new commercial finance function as we continue to scale and innovate rapidly. 

Reporting to the Director of FP&A, the Senior FP&A Analyst will support the growth and development of the wider team and will be partnering with various business unit leaders to help them make informed commercial decisions and be responsible for establishing budget, trend analysis, forecast and reporting cycles - including executive reporting, capital and cash planning. Therefore strong communication and stakeholder management skills are essential.

This is an excellent opportunity for an FP&A professional who would like to work with a disruptive company, thrives in a fast-paced environment, is hands-on, and has an appetite for detail and building automation, allowing time for analysis and value-add activities.

What you’ll be working on as a Senior FP&A Analyst:

• Developing management information (financial and non-financial) and associated reporting processes
• Business partnering key stakeholders
• Building reporting, unit economics budget/forecast models and fundraising models and dashboards.
• Taking a key role in budget, forecast, and reporting cycles—including executive reporting and establishing capital and cash planning.
• Engaging with product owners and commercial teams on new product initiatives, pricing and other similar commercial finance activities
• Participate in financial modelling and due diligence efforts in respect of the company opening in new markets
• Conduct profitability analyses across product lines, geographies, and distribution channels.
• Developing and managing annual budgets with a focus on premiums, claims, operating expenses, and investment income specific to an insurance company.
• Creating financial forecasts emphasizing core insurance metrics, such as loss ratios and combined ratios.
• Integrating market trends, regulatory changes, and risk exposure into long-term financial plans.
• Evaluating claims trends, underwriting results, and reserving practices to identify actionable improvements.

What you will need to be successful as a  Senior FP&A Analyst:

• Proven track record of strong business partnering and a commercial finance approach
• Strong knowledge of accounting and regulatory frameworks and their application in a commercial environment.
• Experience in an Insurance or financial services company, ideally Insurtech, is desirable however not essential 
• Experience with building FP&A models and systems - with EPM experience an added benefit

• Experience in M&A/Transaction services/VC and working with NetSuite ERP is an advantage.
• Knowledge of SQL and data visualization tools (Looker, Power BI, Tableau, etc.) is an advantage

What’s it like to work at Zego?

Joining Zego is a career-defining move. People go further here, reaching their full potential to achieve extraordinary things. 

We’re spread throughout the UK and Europe, and united by our drive to get things done. We’re proud of our company and our culture – a friendly and inclusive space where we can lift each other up and celebrate our wins every day.

Together, we’re setting the bar higher, delivering exceptional work that makes a difference. Our people are the most important part of our story, and everyone here plays a role. There’s loads of room to learn and grow, and you’ll get the freedom to steer your career wherever you want.

You’ll work alongside a talented group who embrace each other's differences and aren’t afraid of a challenge. We recognise our achievements, learn from our mistakes, and help each other to be the best we can be. Together, we’re making insurance matter. 

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid.

Our hybrid way of working is unique. We foster a flexible approach that empowers every Zegon to perform at their best. We ask you to spend at least one day a week in our central London office. Your team has the flexibility to choose the day that works best for you and your team. We provide a hybrid contribution to help pay towards other travel costs. We think it’s a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think differently, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and we’ll provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and you’ll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. And that’s just for starters.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.