Contribute significantly to building the technical foundation of a rapidly scaling platform that enhances financial inclusion for underserved communities.
Join an early-stage startup.
Unlock access to credit.
Accelerate economic opportunity.
Join us as a senior backend engineer! If you have experience building performant and stable systems at scale, we'd love to chat. We're looking for someone who can continue meaningfully contributing to our codebase as our business scales. Our backend stack is Node (Typescript) on AWS.
Kovo is transforming financial access for underserved Americans. We believe everyone deserves the opportunity for economic independence. Our innovative financial empowerment platform creates pathways to credit and financial inclusion, empowering individuals traditionally excluded from financial opportunities.
We've scaled revenue 20x over the past three years, and our revenue efficiency (revenue per employee) is benchmarked at the 99th percentile. This is a venture-scale company that has started generating positive free cash flow early in its lifecycle, resulting in less dilution for our employees as we accelerate momentum without being dependent on venture funding to stay alive. We're seeking exceptional individuals eager to help us scale another 20x and beyond.
Kovo is backed by Inspired Capital and Homebrew, along with founders and leaders from Plaid, Column, Ramp, Affirm, Cash App, NerdWallet, Alloy, MoonPay, Uber, Etsy, LendingClub, Grindr, and more.
Direct impact on millions of people’s ability to access credit
High ownership with minimal bureaucracy
Speed, learning, and impact are core values
Roles and priorities evolve quickly
Some systems and processes are still being built
The pace of execution and career growth is intense (not optimized for work-life balance)
A little bit of everything! We're a small company, and you'll be expected to pick up many different things. You'll be an early backend hire, so you'll have input in long-term architectural and technical design decisions. You'll help establish the technical foundation for the entire company.
Energized by building software for a business focused on financial empowerment for millions of underserved individuals
Comfortable in a high-intensity role and seeking an ambitious workload. We are looking for engineers with a strong sense of ownership and willingness to deliver on tight deadlines. This takes many of our engineers more than 50 hours a week
Thrive in a remote work environment
Prior experience (5+ years) in a professional software engineering role
Motivated to use AI, automation, and data tools in your day-to-day work to push the boundaries of what a single individual can do
Self-starter who thrives in ambiguity, handles shifting priorities fluidly, and interfaces effectively between backend and frontend
Worked with Node and AWS in a production setting
Proficient with Typescript (bonus)
Kovo is a financial empowerment platform dedicated to improving access to credit and financial services for underserved Americans. By creating pathways to economic independence, we cater to individuals often excluded from traditional financial opportunities, driving significant growth and efficiency. Our strong revenue performance illustrates our potential to reshape financial inclusion at scale.
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