Senior Back Officer | GBO

Moscavide , Portugal
full-time

AI overview

Support loan administration and refinancing activities while ensuring compliance and mentoring junior staff in a collaborative work environment.

Generic Responsibilities

  1. Performs all the loan administration tasks and manage the associated refinancing activity of all financing activity of the relevant EMEA branch.
  2. Ensures day-to-day support across all business lines, both for new and existing credit facilities, implementing credit in the system following instructions of the Middle Office.
  3. Manages payments strict time constraints to ensure a high-level of servicing whilst limiting any potential Operational Risk issues.
  4. Facilitates new loan utilizations, rollovers, repayments, prepayments, fees, interest rate and margin management.
  5. Checks and executes clients’ instructions and reconciliation checks, and carries out investigations where necessary;
  6. Monitors the receipt of all interest, principal sums and fees due;
  7.  Ensures processing and management of financing deals are in compliance with regulations and processing times.

Specific Responsibilities

  1. Validates transactions, making sure that all operations are correctly recorded and processed in management and accounting systems before the monthly closing, detecting and correcting any existing errors;
  2. Supports more junior Officers by sharing knowledge, providing technical guidance, and providing constructive feedback to foster a collaborative and inclusive environment that promotes learning and growth
  • Bachelor Degree in Economics/Management;

  • Relevant cash payment and reconciliation systems experience (Kalypson, Plasnet, Sesame, Picasso, IMS, etc.);

  • Microsoft 365 knowledge and ability to use web-based technology effectively;

  • Knowledge with Methods and Processing Payments;

  • Mastery of English;

  • Ability to ensure compliance with productions constraints (costs, deadlines and quality);

  • Experience with areas Tools: LoanIQ; Toge (FR), Sysco (FR), Vermeer (FR), Calypso (EMEA), Plasnet, SDD Mandats (FR), Sesame, Flora (FR), Sword, Skylab, RefTaux, Picasso (EMEA).

Our workplace reflects the vibrant spirit of our locations, with initiatives such as a Green Transportation Budget, electric bikes and a flexible Hybrid Work Policy. We promote wellbeing through the Honolulu Wellness Club, a Prayer Room, a Lactation Room, and themed Villages that inspire creativity and collaboration. Through our ESG and DEI strategies, we are committed to being inclusive, caring, and fair, ensuring every voice is heard and valued.

Perks & Benefits Extracted with AI

  • Lactation Room: Lactation Room

Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments. A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries.Based in Porto, Natixis Centre of Expertise mission is to transform traditional banking by developing innovative solutions for the bank’s business, operations and work culture worldwide, as a key driver of the company’s culture of agility and innovation. Teams of IT and Banking Support Activities work in an integrated, inclusive and transversal way, supporting all the business lines and country platforms.Natixis in Portugal is the best combination of a “start-up mindset” with a large, solid structure. Its unique culture gives true meaning to a “beyond banking” personality: to be a real entrepreneur, self-challenging, ever striving to excel and go that extra mile.

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