Secondary Marketing Analyst, Distributed Retail

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We’ve funded over $100 billion in loans for our customers, more than any other fintech - Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval - Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender  - Fintech Breakthrough Award: Best Lending Innovation Award  - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing - We are Forbes’ Best Online Mortgage Lender for 2023 - We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.  Essential Job Duties and Responsibilities:  The Secondary Market Analyst plays a critical role within the Capital Markets and FP&A teams by supporting pricing strategy, financial analysis, and lock desk operations. This position is responsible for optimizing secondary marketing processes, enhancing capital market revenue transparency, and supporting internal stakeholders with actionable insights related to loan pricing, gain/loss reporting, and investor execution strategies.  - Matrix Development & Oversight  - Maintain and update critical pricing and risk management tools, including the Early Payoff (EPO) Matrix, Recast Matrix, and Lock Extension Matrix.  - Develop and refine Standard Operating Procedures (SOPs) for relocks and lock extension policies.  - Capital Markets Reporting  - Compile and analyze Capital Market revenue data, including hedge gain/loss, purchase advice, warehouse interest, investor fees, and other related revenue/expense items.  - Support accurate and timely reporting of capital markets financials and provide insights to executive leadership.  -Operational Support  -Serve as a liaison to the Lock Desk, ensuring alignment between pricing, policy, and execution strategies.  -Provide backup support on concession approval processes, including escalation reviews and exception tracking.   - Cross-Functional Engagement  - Partner with the Branch Operations and Sales teams to support pricing-related questions and provide clear explanations of pricing strategy and outcomes.  - Assist in inventory breakdown and analysis of locked pipelines to inform pricing decisions and identify trends.  - Process Improvement & Team Enablement  - Contribute to the enhancement and documentation of virtual team processes, improving scalability and efficiency.  - Participate in regular reviews with branch leadership to support financial transparency and forecasting. - Financial Analysis  -Perform ad hoc and recurring financial analyses to support the FP&A team, including margin performance, revenue projections, and cost-benefit evaluations.  Qualifications and Skills:  - Bachelor's degree in finance, accounting, or a related field.  - Proven experience as a financial analyst or in a similar role, preferably in the mortgage industry.  - Strong understanding of financial reporting principles, GAAP, and regulatory compliance.  - Proficiency in financial modeling and data analysis using tools such as Excel.  - Excellent analytical and problem-solving skills.  - Detail-oriented with a focus on accuracy.