Risk Analyst

AI overview

Protect the platform and users from fraud, while optimizing risk operations through transaction monitoring and fraud analysis in the fintech space.

Privacy is dedicated to building a suite of easy-to-use tools that give our users’ better control and protection over their spending. We are a team of engineers, designers, and operators with extensive financial technology, regulatory, legal and compliance, and product expertise. We are also a group of content creators, runners, comedians, musicians, artists, chefs, dog lovers, gamers, plant caretakers, coffee connoisseurs, photographers, volunteers, and world travelers who leverage our diverse backgrounds and experiences to build both amazing products and an inclusive company. Come join us.

Privacy.com is seeking a detail-oriented Risk Analyst to join our growing Risk team. In this role, you will be instrumental in protecting our platform and users from fraud while helping to optimize our risk operations. You'll work across transaction monitoring, identity verification, and fraud analysis, gaining hands-on experience with real-world fintech fraud prevention. This is an excellent opportunity for someone early in their career who wants to develop deep expertise in payments risk and fraud strategy.

Job responsibilities:

  • Review queues including transactions, onboarding applications, identity verifications, and business accounts
  • Monitor transactions and signups for suspicious activity and emerging fraud patterns
  • Analyze fraud events and create comprehensive incident reports documenting root causes and recommended preventive measures
  • Write and test transaction monitoring rules to detect and prevent fraudulent activity
  • Identify opportunities to improve fraud workflows operationally for the team and customers
  • Collaborate cross-functionally to streamline the customer experience while balancing risk and reducing friction
  • Use SQL to analyze fraud trends, identify patterns, and generate insights that inform risk strategy

Qualifications:

  • 0-2 years of relevant experience
  • Basic SQL proficiency: ability to write SELECT statements, understand table structures, understand joins and aggregation functions, and willingness to learn
  • Proficiency in Excel/Google Sheets
  • Strong attention to detail and analytical mindset
  • Excellent written communication skills
  • Bachelor's degree preferred; equivalent experience or demonstrated analytical skills considered

Preferred Qualifications:

  • Experience in fintech, banking, e-commerce, or customer support
  • Exposure to a data-driven environment
  • Familiarity with fraud prevention concepts or payment processing

The annual US salary range for this role is $53,000 - $100,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications.

 

Benefits for US Employees: 

  • Health, vision, and dental insurance; HSA Contribution Match
  • Unlimited PTO
  • 401(k) match 
  • Voluntary Life Insurance and AD&D 
  • 3% cashback on all Privacy purchases
  • 12-weeks fully paid parental leave
  • Work From Anywhere: work from anywhere in the world 4-weeks each year
  • 5-Year Fully Paid 4-Week Sabbatical Program

Perks & Benefits Extracted with AI

  • Health Insurance: Health, vision, and dental insurance; HSA Contribution Match
  • 3% cashback on purchases: 3% cashback on all Privacy purchases
  • Paid Parental Leave: 12-weeks fully paid parental leave
  • Paid Time Off: Unlimited PTO
Salary
$53,000 – $100,000 per year
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