CRED
risk analyst-prefr
TLDR
Manage risk strategy and credit policies at Prefr while collaborating with teams to implement systems and provide insights through data analysis.
what will you do:
as the risk team member you will be responsible for managing risk strategy and containing credit losses at Prefr
you will be responsible for building different credit risk policies using different scorecards and models
policies include approve/ decline block/unblock pricing limit assignment etc
working closely with collections and operations team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
working closely with technology and product teams to ensure right implementation of credit policies in the system through testing and due diligence
constantly assess effectiveness of existing credit policies through portfolio deep dive and segment analysis and recommend changes in policies if required
building and publishing portfolio monitoring reports/dashboards with risk matrices on a regular basis and providing key insights
calculate loss provision for the portfolios and provide loss forecasting of future months
provide support with data and insights on risk for lender onboarding lender reviews internal risk committee reviews etc
create product programs and policy documents with subsequent changes and version controls
you should apply if you have/are:
2-4 years of strong analytical monitoring execution experience in banks/NBFCs/fintechs
proficient in SQL python
prior retail credit experience will be strongly preferred followed by any experience on underwriting in proximate fields like unsecured loans insurance working capital loans etc
have the ability to analyze and solve complicated problems and distil that complexity into simple and concise communication
strong written and verbal communication skills
CRED builds an exclusive community in India for individuals with commendable credit scores and trustworthy financial behavior. By rewarding its members for their responsible financial practices, CRED creates a unique ecosystem that emphasizes trust and accountability in personal finance.
- Founded
- Founded 2018
- Employees
- 201-500 employees
- Industry
- Internet Software & Services
- Total raised
- $470M raised
Risk Analyst