Regulatory Counsel

TLDR

Serve as a key in-house advisor on regulatory compliance and privacy matters in a fast-moving fintech environment, managing complex legal issues independently while supporting product initiatives.

Greenlight is the leading family fintech company on a mission to help parents raise financially smart kids. We proudly serve more than 6 million parents and kids with our award-winning banking app for families. With Greenlight, parents can automate allowance, manage chores, set flexible spend controls, and invest for their family’s future. Kids and teens learn to earn, save, spend wisely, and invest.    At Greenlight, we believe every child should have the opportunity to become financially healthy and happy. It’s no small task, and that’s why we leap out of bed every morning to come to work. Because creating a better, brighter future for the next generation depends on it. We are looking for a Regulatory Counsel to serve as a key in-house advisor across our regulatory compliance, privacy, and new product functions. This is a high-impact role for an attorney who thrives in a fast-moving environment and is comfortable owning complex matters independently. You will be the primary in-house legal resource on regulatory and privacy matters, working closely with the SVP, Legal & Compliance and outside counsel to keep Greenlight moving at speed while managing risk thoughtfully. Your day-to-day:
  • Serve as primary in-house advisor on financial services regulation, including Reg E, Reg Z,  UDAAP, GLBA, and state-level requirements
  • Support bank partner relationships on regulatory compliance matters
  • Partner with Product and Business Development on regulatory feasibility of new initiatives, ensuring compliance is built in from the start
  • Own ongoing Terms of Service updates and cardholder agreement revisions for product launches
  • Manage and direct outside regulatory counsel efficiently, serving as the primary in-house point of contact for outside counsel on regulatory matters
  • Serve as in-house privacy counsel, owning day-to-day privacy matters including data subject requests, vendor DPAs, and AI addenda
  • Manage ongoing COPPA compliance, including the 2025 COPPA amendments, and state privacy law compliance across applicable jurisdictions
  • Oversee privacy tools including Transcend (data deletion automation) and TerraTrue (data mapping), in partnership with the security and engineering teams
  • Support periodic privacy program reviews and manage outside privacy counsel engagement
  • Provide legal support for hardware product launches, including consumer-facing terms, warranties, refund policies, and fee disclosures
  • Partner with Product and Compliance on new product assessment and legal review through the product lifecycle
  • Advise on packaging, export control, and regulatory considerations unique to physical consumer products
  • Support regulatory review of new product initiatives from concept through launch
  • Who you are:
  • You thrive in a high-growth environment where priorities shift quickly and the regulatory landscape is constantly in flux
  • You are a clear communicator who can translate dense legal and regulatory requirements into practical, plain-English guidance for non-legal stakeholders
  • You are comfortable working independently, managing outside counsel relationships, and making judgment calls without hand-holding
  • You can juggle multiple workstreams simultaneously without losing track of the details
  • You bring good judgment on when to escalate and when to run with something
  • • You are genuinely curious about financial products and technology and energized by working at the intersection of both
  • What you’ll bring to the team:
  • A J.D. from an accredited U.S. law school and active license to practice law in at least one U.S. jurisdiction.
  • 5–8 years of legal experience, with meaningful in-house or law firm experience in fintech, consumer finance, or regulated financial services
  • 2+ years of Law firm experience 
  • Prior experience in a consumer-facing fintech or regulated financial services environment strongly preferred; experience working with bank partners or in a program manager structure a plus.
  • Hands-on experience with financial services regulation, including Reg E (including prepaid rules), Reg Z, UDAAP, and GLBA.
  • Privacy experience including COPPA, CCPA/state privacy laws, and data processing agreements.
  • Hardware, IoT, or consumer product legal experience is a plus but not required.
  •  Familiarity with legal operations tools (Ironclad or similar) a plus.
  • Our stance on salaries:
    Greenlight provides a competitive compensation package with a market-based approach to pay and will vary depending on your location, experience and skill set. The total compensation package for this position will also include a discretionary performance bonus, equity rewards, medical benefits, 401K match, and more. Greenlight conducts continuous compensation evaluations across departments and geographies to ensure we are keeping our pay current and competitive.
     
    The estimated base pay range for this position in (NY, CA, WA): $165,000-220,000
    The estimated base pay range for this position in (CO): $165,000-200,000

    Who we are:
    It takes a special team to aim for a never-been-done-before mission like ours. We’re looking for people who love working together because they know it makes us stronger, people who look to others and ask, “How can I help?” and then “How can we make this even better?” If you’re ready to roll up your sleeves and help create a world where every child grows up to be happy and healthy in money and life, apply to join our team. 
     
    Greenlight is an equal opportunity employer and will not discriminate against any employee or applicant based on age, race, color, national origin, gender, gender identity or expression, sexual orientation, religion, physical or mental disability, medical condition (including pregnancy, childbirth, or a medical condition related to pregnancy or childbirth), genetic information, marital status, veteran status, or any other characteristic protected by federal, state or local law.
     
    Greenlight is committed to an inclusive work environment and interview experience. If you require reasonable accommodations to participate in our hiring process, please reach out to your recruiter directly or email [email protected].

    Greenlight Financial Technology builds an innovative banking app designed for families, empowering parents to raise financially savvy kids. Targeting over 6 million families, it offers tools and resources that foster financial literacy in a fun and engaging way, making money management a vital part of growing up.

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    Salary
    $165,000 – $220,000 per year
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