Product Solution Center (PSC)Underwriter

The PSC Underwriter is responsible for working with Retail Underwriters and the Sales Teams with researching and implementing the correct product based on the scenario of the borrower.  This position requires a strong credit background on Agency knowledge as well as proficiency in Self Employment Analysis and Non-QM products.

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Nationally support all Sales staff with credit related issues from basic guideline questions, complex income scenarios and obtain credit exceptions upfront to deliver quality loans to investors.
• Assist sales with hard-to-place loans and handle non-agency guideline questions.
• Investor Relations – works closely with correspondent and brokered investors on scenarios.
• Review and Approval all loan product marketing collateral to ensure they meet guidelines.
• Liaison between Sales staff and investors for Figure applications
• Review and Approval all loan product marketing collateral to ensure they meet guidelines.

QUALIFICATIONS AND EXPERIENCE:

• Minimum of 8 years’ mortgage experience
• Proficiency in Tax Return Analysis and Non-QM products.
• Thorough understanding of credit and an ability to review complex financial documents required.
• Self-starter, self-reliant, dependable and ability to maintain excellent quality while working in a fast-paced environment.
• Excellent written and verbal communication skills required.
• Strong interpersonal, leadership and organizational skills.
• High integrity and confidentiality required.
• Flexibility in decision making with strong problem-solving skills.
• High school diploma

SUPERVISORY RESPONSIBILITIES:

Direct Reports:  N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Base Compensation Information – 

CMG pays a competitive salary which ranges from $90,000 - $100,000. Factors that affect salary may include: Underwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.