Portfolio Underwriter

How you’ll do it: 

As a Portfolio Underwriter, you are responsible for evaluating and assessing the acceptability of all loan documentation submitted by the Loan Processor, and effectively clearing conditions required for full loan approval and loan closing.  Underwriters work daily with the Processing and Closing Departments to ensure that all loans and supporting documentation meet guidelines. 

Daily Responsibilities include: 

• Analyzing credit, income, assets, purchase contracts, appraisals, title report, and other conditions submitted by the Processor and accept or deny documentation according to requirements. 

• Receiving, reviewing, and clearing loan conditions within Departmental set timeframes and in accordance with Company guidelines. 

• Teamwork - Work with Doc/Funders and Processing to ensure workflow remains efficient while maintaining loan quality. 

What you’ll need to join Cascade: 

• 3+ years overall residential mortgage experience, preferably in Underwriting 

• Ability to examine loan documentation for accuracy, acceptability, and completeness 

• Familiarity with fraud detection techniques 

• Encompass experience is required 

• FHA and VA experience is a plus 

• Manufactured Housing and/or Construction Lending experience is a plus 

• Excellent interpersonal communication and problem-solving skills 

• Must be able to work in fast-paced, team environment that involves strict deadlines