Foundation Risk Partners, one of the fastest growing insurance brokerage and consulting firms in the US, is adding a Personal Lines Account Executive to their Owens Insurance Group team in Englewood Cliffs, New Jersey.

Job Summary:

We are seeking an experienced and client-focused Personal Insurance Account Executive to join our dynamic team. This role is ideal for a polished insurance professional who excels in relationship management and enjoys handling complex personal lines accounts.

As a Personal Insurance Account Executive, you will serve as the primary point of contact for an assigned book of business, ensuring every client receives a high level of attention and a comprehensive, accurate insurance program that evolves with their needs. You will partner closely with Producers, Account Managers, and carriers to deliver exceptional service and maintain strong client retention.

Essential Functions:

Serve as the lead advisor for a designated book of personal lines clients, including high‑net‑worth accounts.
Conduct timely coverage reviews, risk assessments, and re-markets to ensure policies align with client needs.
Manage the full policy lifecycle: quoting, marketing, endorsements, cancellations, reinstatements, and claims advocacy.
Deliver exceptional service to all clients with timely, accurate communication (same-day call return standard).
Identify cross-sell opportunities, round accounts at renewal, and communicate coverage recommendations effectively.
Serve as a knowledgeable resource for a range of personal risk profiles, including complex or specialty placements.
Prepare proposals, summaries of insurance, and renewal presentations.
Partner with Commercial Lines and Life & Health Departments, Producers and other FRP agents, on new business development, cross‑sell opportunities, and client onboarding.
Review carrier products and contracts regularly to stay informed of updates.
Mentor newer team members and contribute to a collaborative Personal Lines
Maintain departmental procedures to be consistently current and update carrier Rate Charts as necessary.
Department liaison with ReSourcePro.
Participate in networking events and carrier seminars.
Perform additional projects or duties as assigned by management.

Competencies & Qualifications:

Exceptional customer service skills, including empathy and professionalism.
Strong organizational and time-management abilities.
High attention to detail and accuracy.
Creative problem solver and collaborative thinker.
Ability to delegate effectively.
Resourceful and results-oriented.

Education & Experience:

Active NJ or NY Property & Casualty License required.
Minimum 3+ years of Personal Lines Account Executive experience.
Minimum 2 years’ experience with high‑net‑worth carriers (e.g., Chubb, AIG, PURE, Cincinnati, Berkley One).
Bachelor’s degree preferred.
Proficiency with Microsoft Office 365 and HNW carrier portals.
Experience with Applied EPIC preferred.
Willingness to pursue an insurance designation as required by agency standards.

This range represents the estimated low and high end of the salary range for this position. Actual salaries will vary and may be above or below the range based on factors including but not limited to performance, location, and experience. The range listed is just one component of FRP's total compensation package for employees.

Pay Transparency Range

$70,000—$85,000 USD

Disclaimer:

While this job description is intended to be an accurate reflection of the job requirements, management reserves the right to modify, add, or remove duties from particular jobs and to assign other duties as necessary.

Equal Employment Opportunity (EEO):

FRP provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or any other classifications protected by law.

Benefits:

FRP offers a comprehensive range of health-related benefit options including medical, vision, and dental. We offer a 401(k) with company match, company paid life insurance, STD, LTD and a generous PTO policy starting at 18 days per year plus 10 paid holidays & 2 floating holidays!

Personal Lines Account Executive

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