Payments Operations Specialist

TLDR

Ensure seamless execution and improvement of payments operations while collaborating with various departments to enhance processes and mitigate risks.

We are seeking a highly experienced Payment Operations Specialist to join our team and ensure the seamless execution, monitoring, and improvement of domestic and international payment processes. The ideal candidate brings strong operational expertise, a deep understanding of compliance and risk, and a proactive mindset geared toward continuous improvement.

Key Responsibilities

1. Operational Execution

  • Ensure the accurate and timely processing of domestic and international payments.
  • Investigate and resolve payment discrepancies, incomplete instructions, and suspense items.
  • Monitor and prioritize operational emails related to daily activities.
  • Adhere strictly to internal procedures and processing deadlines.

2. Monitoring & Reporting

  • Produce regular (weekly/monthly) reports on project progress and operational incidents.
  • Actively contribute to team meetings and promote effective communication within the team.

3. Project Management & Continuous Improvement

  • Support the implementation of new tools and the evolution of existing processes.
  • Identify opportunities for automation, process optimization, and risk mitigation.
  • Collaborate closely with IT, Finance, Compliance, and Internal Control teams.

4. Risk & Compliance Management

  • Identify and assess operational risks related to payment flows.
  • Implement or strengthen first-level controls to ensure secure transaction processing.
  • Contribute to ensuring compliance with regulatory and internal policy requirements.

5. Team Support & Knowledge Sharing

  • Provide training and guidance to team members as needed.
  • Act as the operational point of contact in the manager’s absence or on designated topics.
  • Ensure the proper execution of administrative follow-ups, including reconciliations, dispute handling, and case tracking
  • Minimum 5 years of experience in payment operations, ideally in a banking or financial institutional environment.
  • Strong expertise in various payment schemes (e.g., SWIFT, SEPA, PACS).
  • Solid knowledge of compliance, operational risk, and service quality standards.
  • Highly organized with a strong sense of ownership, analytical thinking, and problem-solving skills.
  • Excellent interpersonal and communication skills.
  • Fluent in English, basic level in French; German is a plus.

SQ1

 

Swissquote is a leading online banking group in Switzerland that delivers a comprehensive range of financial services, focusing particularly on online trading and innovative solutions. Catering to over 650,000 clients worldwide, Swissquote combines powerful multi-asset digital platforms with personalized banking experiences, making wealth management more accessible and efficient for individuals and institutions alike.

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