Payment Strategy Manager

Join the Pioneer Crypto Brand in the Philippines! Coins is the most established crypto brand in The Philippines and has gained the trust of more than 18 million users. Through the easy-to-use mobile app, users can buy and sell a variety of different cryptocurrencies and access a wide range of financial services. Coins is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and is the first ever crypto-based company in Asia to hold both Virtual Currency and Electronic Money Issuer licenses from a central bank. The Payment Strategy Manager defines how Coins’ payment ecosystem should evolve — what products to build, which markets to compete in, and what long-term payment architecture supports scale, compliance, and innovation. This role analyzes global payment trends, designs the strategic direction for Coins’ payment infrastructure, evaluates payment rails (banks, wallet networks, stablecoins), and aligns with Compliance, Risk, Engineering, and Product to determine the future roadmap. Key Responsibilities

Research global and regional payment industry trends across cross-border, wallets, card acquiring, merchant payments, and emerging rails.

Define the long-term strategy, direction, and product roadmap for Coins’ payment infrastructure.

Analyze payment options and providers from cost efficiency, compliance readiness, operational risk, technical architecture, and scalability perspectives.

Evaluate new payment channels such as banks, PSPs, e-wallets, stablecoin networks, and cross-border corridors.

Develop competitive market strategies for Singapore, Hong Kong, and other APAC markets Coins targets.

Collaborate with Compliance, AML, Risk, and Security teams to ensure payment strategy aligns with internal policies and regulatory expectations.

Work with Product and Engineering to translate strategic direction into executable payment features and system architecture plans.

Produce future-state payment architecture maps showing how Coins’ payment system should evolve across regions.

Monitor AML/CTF, payments regulation, consumer protection, and outsourcing rules to ensure strategic direction remains compliant with internal governance frameworks.

Prepare board-level strategic materials to support decision-making for new markets, licensing approaches, or payment infrastructure investment.

Build business cases and financial models comparing cost structures, FX models, settlement flows, and partner economics.

Requirements

6+ years of experience in payments, fintech strategy, remittances, digital wallets, or payment infrastructure.

Deep understanding of how payment systems evolve across cross-border transfers, wallets, card schemes, acquiring, and settlement flows.

Strong ability to design strategic roadmaps and articulate long-term payment direction.

Experience analyzing payment rails across cost, efficiency, compliance, operational risk, and technical architecture.

Familiarity with AML/CTF requirements, consumer protection obligations, IT/security controls, and vendor risk management (aligned with Coins’ internal governance standards).

Strong cross-functional collaboration skills with Compliance, Risk, Product, Engineering, and Security teams.

Excellent written and verbal communication with experience presenting to senior leadership.

Nice to Have

Experience with payments governance frameworks in Singapore, Hong Kong and Thailand .

Understanding of stablecoin-based payment rails and how they affect cross-border cost and settlement efficiency (strategy-level, not engineering).

Background in payment architecture design or technical solutioning with Product/Engineering.

Prior work in a digital wallet, PSP, CEX, remittance network, or global cross-border payment provider.

Ability to model corridor economics, FX/treasury flows, and cost optimization at scale.