Mortgage Representative

Location: Fully Remote (Canada)
Compensation: Highly Competitive Commission Split with no Desk Fees | Uncapped Earning Potential

Grow Your Income 50–100% Without Increasing Your Workload

If you are a solid agent who funded ten million or more last year, you probably already know the pattern. You can bring in the deals. You can hold your own with clients. You just spend too much time doing everything else.

Perch gives you the structure and support to move from steady production to real momentum. You keep your independence. You keep your style. You get a platform that clears space in your day so you can take on more clients without running yourself into the ground.

About Perch

Perch is a 4X award-winning mortgage brokerage, enabling Canadians to make data-driven decisions to save money on their mortgage and easily access their home equity. Along with the support of a dedicated team of real estate and mortgage professionals, users can take control of their homeownership journey, from pre-approvals to mortgage renewals and everything in between.

Founded in 2018, Perch is based in Toronto and works with homeowners across Canada, including Quebec.

The Perch Advantage

• No Underwriting. Ever: Our system reviews the file and presents lender options instantly. You do not wait on anyone. You do not pass it around. You move forward.
• Less Admin On Every File: Perch automates the parts of the job that drain your time.
• Nurturing your client pipeline and identifying new opportunities.
• Guiding clients step-by-step through their application.
• Integrating Equifax soft credit checks.
• Automatically requesting the correct documents from clients.
• Handling compliance and FINTRAC reporting.
• You get back hours every week. That time turns into more production.
• A Real Human Support team (Not Virtual Assistants): A support team that handles the grind. Our team manages client intake, document gathering, appraisal booking and many of the day to day tasks that normally stack up. It feels like having help without paying for help.
• Keep Your Partners Informed: The platform automatically provides status updates to your referral partners, strengthening your relationships and ensuring transparency.

What You Earn

Perch offers:

• Highly competitive splits with zero desk fees
• No marketing fees
• No insurance fees
• No hidden platform fees

Every hour saved is an hour you can reinvest into relationships, referrals, and production.

That’s why our agents grow faster.

Most mid-tier agents who join Perch start closing more files within a few months. Not because they change their approach. It is simply the result of having fewer distractions and more time to talk to clients.

Who We Are Looking For

You already know how to generate your own business. You just need more time to close more of it.

• Proven Top Performer: You have originated at least $10M in mortgages in the last 12 months, and have demonstrated the ability to self-generate most or all of your leads. You enjoy client conversations more than paperwork
• Experienced Professional: You have a minimum of 2 years of continuous experience as a licensed Mortgage Agent or Mortgage Broker, or as a Mortgage Advisor at a bank or credit union.

What We Offer

• Competitive Compensation: Benefit from an attractive commission split with desk and insurance fees waived, maximizing your take-home earnings.
• Industry-Leading Technology: Harness powerful tools that streamline your workflow and make underwriting effortless, so you can focus on closing more deals.
• Marketing Support: Access ready-to-use marketing assets, targeted campaigns, and lead-nurture tools designed to help you attract and convert more clients.
• Ongoing Training: Benefit from continuous training, best-practice guidance, performance coaching, and 1:1 deal support to help you sharpen your skills and scale your production.

Perch is built for agents who are capable and want to grow but are tired of long nights, scattered systems or too much paperwork. If you are ready for a setup that helps you level up without adding more hours to your week, we would like to meet you.

Apply today and see what your business looks like with more room to breathe.

This posting is for a current vacancy that we are actively and immediately seeking to fill. Applications are reviewed by our recruitment team; however, software tools, including AI, may be used to assist in screening, assessing, or selecting applicants. Compensation for this role is commission-based. The estimated range provided reflects typical earnings; actual compensation will vary based on individual performance.