Mortgage Representative (New to Industry)

Location: Fully Remote (Canada)

Compensation: Competitive Commission Structure | Uncapped Earning Potential

Grow Your Income by 50-100%

Are you a natural salesperson with a proven record of success in a commission-based role? Take your career to the next level by becoming a mortgage agent/broker. We're not looking for mortgage experience—we're looking for raw sales talent and entrepreneurial drive. Your ability to build a self-sustaining business through strategic referral partners and a robust pipeline is the foundation we'll build upon. We provide comprehensive training and innovative tools to transform your sales skills into world-class mortgage expertise. 

About Perch

Perch is a 4X award-winning mortgage brokerage, enabling Canadians to make data-driven decisions to save money on their mortgage and easily access their home equity. Along with the support of a dedicated team of real estate and mortgage professionals, users can take control of their homeownership journey, from pre-approvals to mortgage renewals and everything in between.

Founded in 2018, Perch is based in Toronto and works with homeowners across Canada, including Quebec.

The Perch Advantage

• Eliminate Underwriting: Our proprietary auto-adjudication engine instantly matches clients with the best lender options. You’ll never need to wait for an underwriter again.
• Automate Your Workflow: Our system automates the most time-consuming tasks, including: Nurturing your client pipeline and identifying new opportunities; Guiding clients step-by-step through their application; Integrating Equifax soft credit checks; Automatically requesting the correct documents from clients; Handling compliance and FINTRAC reporting.
• Dedicated In-House Support: Our professional support team handles client intake, document gathering, and appraisal bookings, acting as a seamless extension of your business.
• Keep Your Partners Informed: The platform automatically provides status updates to your referral partners, strengthening your relationships and ensuring transparency.

Who We Are Looking For

• A proven track record in commission-based sales and/or marketing, with a demonstrated ability to build and sustain a high-performing lead pipeline.

What You'll Do

• Proactively generate leads and build a robust client pipeline through networking, prospecting, and personal marketing efforts.
• Act as a trusted mortgage agent/broker, guiding the clients you source through the entire home financing journey.

What We Offer

• Qualified Leads: We invest in your success. Receive a consistent stream of qualified leads throughout your first year, of up to 30% of your annual volume.
• Competitive Compensation: Benefit from an attractive commission split with desk and insurance fees waived, maximizing your take-home earnings. Our splits start at 90/10 and increase to 95/5 as you grow. Splits are capped at $12,000.
• Industry-Leading Technology: Harness powerful tools that streamline your workflow and make underwriting effortless, so you can focus on closing more deals.
• Marketing Support: Access ready-to-use marketing assets, targeted campaigns, and lead-nurture tools designed to help you attract and convert more clients.
• Ongoing Training: Benefit from continuous training, best-practice guidance, performance coaching, and 1:1 deal support to help you sharpen your skills and scale your production.

If you are ready to stop managing paperwork and start building your future, apply today to join us in building the most innovative mortgage brokerage in Canada.

This posting is for a current vacancy that we are actively and immediately seeking to fill. Applications are reviewed by our recruitment team; however, software tools, including AI, may be used to assist in screening, assessing, or selecting applicants. Compensation for this role is commission-based. The estimated range provided reflects typical earnings; actual compensation will vary based on individual performance. Contract details are subject to the Mortgage Representative Agreement.