Mortgage Quality Control Analyst

The Quality Control Analyst is responsible for reviewing loan files to ensure adherence to underwriting, closing and Agency/Investor guidelines.  Loan files may be reviewed on either a pre-funding and/or post-closing basis for compliance. Must have strong Conventional QC experience.  

 
ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Re-underwrites daily and monthly loan files selected for audit.
• Re-calculate income and assets as per loan program requirements.
• Confirm accuracy of AUS findings as compared to the LOS and loan file documentation.
• Check for possible fraud, red flags and errors on loan files.
• Identify loan file deficiencies and communicate with Branch personnel for remediation when necessary.
• Thorough appraisal review as per program and AUS requirements.
• Ensure loan files conform to all applicable CMG guidelines, policies and procedures.
• Utilize on-line tools as needed to complete loan file reviews.
• Request reverification of loan file documentation as needed/required.

 
QUALIFICATIONS AND EXPERIENCE

• Minimum Three to Five (3-5) years of Mortgage Quality Control experience.
• Knowledge of Internal Audit procedures, Regulations and Underwriting required.
• Ability to review and calculate income specific to loan program requirements.
• Proficient in Microsoft Office, Word, Excel, Outlook, etc.
• Excellent communication skills both written and oral.
• Ability to work in a fast paced fluid environment.
• High level of integrity and confidentiality required.

SUPERVISORY RESPONSIBILITIES:

Direct Reports: N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

Compensation Information – This is a remote role that can be performed from within the United States. The compensation range is $40.00 to $43.00 per hour depending on experience working as a QC UW or Auditor.