Manager - Accounts

Build the future of banking Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences. Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025. Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including: 1.Tachyon, our cloud-native banking stack built for population-scale systems 2.Cipher, our unified authentication platform for secure, high-volume banking environments 3.Digital Credit as a Service, enabling banks to launch credit lines on UPI 4.Elena, our intelligent and conversational AI platform for banking 5.Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 2024 6.Sparrow, the leading card experience for non-prime cardholders in the US 7.…and more across cards, payments, lending, and core banking. We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work. If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground. If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram, YouTube, and X. About the role The Account Manager will be the engine room of the Finance function, responsible for driving accurate, timely, and insight-driven financial closure and reporting across entities. This role demands hands-on ownership, strong people leadership, deep ERP capability (Oracle Fusion), and the ability to operate in a fastscaling, tech-first environment with increasing automation and investor scrutiny.   Responsibilities

Own end-to-end monthly, quarterly, and annual financial closure within defined timelines.

Ensure completeness, accuracy, and integrity of MIS packs including P&L, Balance Sheet, Cash Flow, and variance analysis.

Drive closure calendars, pre-close checks, and post-close reviews.

Partner with Business Finance / FP&A to ensure numbers tell the right story, not just the right totals.

Lead and manage the AP function covering vendor accounting, invoice processing, payment runs, and reconciliations.

Ensure strong controls around vendor onboarding, approvals, and payment governance.

Drive SLA adherence, ageing control, and timely dispute resolution.

Continuously optimize AP workflows through automation and ERP enhancements.

Own capitalization, depreciation, impairment, disposals, and maintenance of FA registers.

Ensure alignment with accounting standards and internal capitalization policies.

Coordinate with Procurement, IT, and Operations for asset tracking and physical verification.

Ensure accuracy and completeness of the Fixed Assets module in Oracle Fusion.

Oversee daily cash positions, bank balances, and fund utilization.

Manage bank reconciliations, cash forecasts, and liquidity planning.

Support investment of surplus funds, inter-company funding, and treasury MIS.

Ensure tight controls over bank mandates, signatories, and payment authorizations.

Monitor and optimize AP, AR, and cash cycles.

Drive initiatives to improve cash conversion and reduce idle balances.

Prepare working capital dashboards and trend analyses for senior management.

End-to-end ownership of GL hygiene across entities.

Ensure accurate accounting entries including provisions, accruals, reversals, and reconciliations.

Review and sign off on key balance sheet schedules.

Maintain robust documentation and audit trails.

Act as the primary SPOC for statutory, tax, and internal auditors.

Plan and execute audits efficiently with minimal business disruption.

Ensure timely closure of audit observations and implementation of corrective actions.

Maintain strong audit readiness throughout the year—not just during audit season.

Own Oracle Fusion Financials (GL, AP, FA, Cash Management).

Drive process standardization, system controls, and configuration improvements.

Partner with IT / ERP teams on upgrades, patches, and enhancements.

Ensure seamless integration with peripheral systems and data sources.

Identify automation opportunities across controllership processes.

Lead adoption of RPA, AI-driven reconciliations, smart workflows, and analytics tools.

Reduce manual effort, errors, and closure timelines through continuous improvement.

Champion a “zero-Excel dependency” mindset where feasible.

Build and maintain management dashboards covering:

Financial performance

Working capital

Treasury

Closure metrics

Enable real-time visibility for leadership through structured reporting.

Support ad-hoc deep dives and decision-oriented analytics.

Support investor reporting, board decks, and data requests.

Ensure numbers are audit-ready, defensible, and well-narrated.

Partner with senior leadership during fundraising, diligence, and strategic reviews.

Lead, mentor, and scale a team of 12–15 finance professionals.

Build strong second-line leaders and reduce key-person dependency.

Drive a culture of ownership, accountability, and continuous learning.

Set clear KPIs, review performance, and actively coach team members.

Skills

Experience in Tech / FinTech / SaaS / high-growth companies.

Hands-on experience with Oracle Fusion ERP.

Exposure to automation, RPA, analytics, or AI-led finance transformations.  

Experience & Qualifications

Chartered Accountant (CA).

Minimum 7 years of post-qualification experience, with significant exposure to: a. Monthly closures b.GL ownership c. AP / FA / Treasury

Proven experience in fast-growing, complex environments