Loan Processor

AI overview

Audit loan applications and ensure compliance with FHA, VA, and USDA guidelines while managing complete loan files from submission to final documentation.

At SFMC Home Lending, our unique values serve as a compass for our actions and are the foundation of our culture.

  • We promote innovation and are purposefully dynamic in our growth processes. We change, not just for the good of ourselves, but for the good of everyone involved.
  • We hire people with the ability to think creatively, who use inspiration and imagination to solve problems by looking at them from unexpected perspectives.
  • We hire people with the ability to question assumptions and offer solutions that seem impossible; take calculated risks; take what might be seen as a problem and turn it into an opportunity; are able to bring paradigm shifts in product, processes or systems because of their thoughts and new ways of thinking; give feasible ideas and not just tangent thoughts.

SFMC Home Lending is currently hiring for a Loan Processor.

The Loan Processor will audit loan applications using the Loan Officer Checklist for completeness, and collects missing information as required. Duties include obtaining and reviewing all documentation to verify that the loan transaction meets all FHA, VA, Conventional, and USDA guidelines, ordering credit reports, required verifications, flood certification, appraisal, title, title fees, hazard insurance and payoff statement, submitting complete loan files to underwriting for loan approval, reviewing and obtaining documentation to clear all underwriting conditions, and submitting all documentation to the closing department for acceptable Final Docs and Loan figures.

Requirements

Education and/or Work Experience Requirements:

  • Bachelor’s degree is preferred
  • Minimum of 3 years’ experience in mortgage processing of FHA/VA/FNMA/FHLMC, and have extensive knowledge of investor programs, guidelines, loan processing and automation systems.

Skills:

  • Must be proficient at scanning, attaching documents, web-related research, various computer software and strong computer knowledge overall
  • Mathematical proficiency
  • Strong written and oral communication skills
  • Ability to multitask and manage one’s time
  • Strong phone contact skills, active listening, problem resolution and ability build and maintain rapport
  • Customer service orientation and creative thinking to find appropriate/alternative programs for unique situations
  • Demonstrated ability to gather data from multiple sources, test assumptions, evaluate alternatives and recommend action
  • High level of integrity, ethics, discretion and professionalism in handling confidential and sensitive information.

Benefits

  • Health Care Plan (Medical, Dental & Vision)
  • Retirement Plan (401k, IRA)
  • Life Insurance (Basic, Voluntary & AD&D)
  • Paid Time Off (Vacation & Public Holidays)
  • Short Term & Long Term Disability
  • Training & Development
  • Wellness Resources

Service First Mortgage provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. Service First Mortgage complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Perks & Benefits Extracted with AI

  • Health Insurance: Health Care Plan (Medical, Dental & Vision)
  • Other Benefit: Wellness Resources
  • Paid Time Off: Paid Time Off (Vacation & Public Holidays)

We understand great cultures don’t just happen, they’re cultivated. They take creativity, a willingness to be different. We actively recruit and hire energetic, positive and productive ‘we’ people to ensure we are prepared to understand our customers’ needs and provide a reliable, systematic experience. Integrity Through Actions – Maintaining honesty in everything we do through transparency. Innovation through Curiosity – Remaining insatiably curious toward new approaches to business and modes of thought. Growth through Collaboration – Leveraging the collective genius and being open to opportunities and possibilities. Accountability through Empowerment – Purposeful actions – not empty words. Passion through Purpose – Loving what we do by finding our passion through a collective purpose. Service through Reliability – Service is key to our survival as an organization embodied through our integrity, innovation, growth, accountability and passion to provide a well-rounded exceptional service experience. Established in 1997, Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona. We are passionate about enriching the communities we serve and empowering our customers with the responsible financial management knowledge to promote smart financial habits.

View all jobs
Report this job
Apply for this job