Loan Originator

Garden City South , United States
full-time On-site

AI overview

Source, structure, and close investment property loans within a disciplined credit framework, with operational support and the opportunity for growth.

About SimpleCiti

SimpleCiti is a disciplined private lending platform focused on DSCR and Residential Transition Loans (RTL), backed by institutional capital. We prioritize strong credit, clean execution, and scalable growth.

The Role

We are hiring Lending Operators at different production levels — from growth-track originators to proven volume producers.

You will source, structure, and close investment property loans while operating inside a disciplined credit framework. This role requires both production drive and credit judgment.

If you want operational support, direct access to decision-makers, and a platform built for long-term scale — this is it.

Core Responsibilities

  • Source and close DSCR and/or RTL loans
  • Build and maintain broker & investor relationships
  • Pre-screen opportunities within defined credit guardrails
  • Structure deals aligned with LTV and underwriting standards
  • Submit complete, clean files with required documentation
  • Proactively manage pipeline and CRM/LOS
  • Participate in weekly deal and credit calls
  • Collaborate closely with underwriting, operations, and capital markets

Clean Execution Standard

  • Complete borrower intake at submission
  • Accurate deal structure
  • Clear communication
  • Minimal underwriting rework
  • Strong pipeline discipline

Requirements

  • Background in real estate, mortgage, or brokerage
  • Hungry to build a book
  • Coachable and disciplined
  • Strong follow-up and organization
  • Eager to develop structured credit judgment
  • Proven DSCR / RTL production history (Preferred)
  • Active broker or investor network (Preferred)
  • Consistent monthly volume (~$2M+ funded preferred)
  • Strong understanding of LTV discipline and credit fundamentals
  • Operates well inside structured, compliance-driven platforms

Benefits

  • Direct access to decision-makers
  • Institutional capital backing
  • Transparent credit guidelines
  • Strong operational and processing support
  • Competitive commission structure with upside
  • Real growth path — not a churn shop

SimpleCiti Holdings is a dynamic and innovative holding company dedicated to revolutionizing the real estate industry. Based on the principle of simplicity and efficiency, SimpleCiti embodies the vision of creating streamlined and effective solutions across various sectors within the real estate domain. Our mission is to make complex processes simple and accessible, driving value and growth through our diverse portfolio of businesses.Our Brands: SimpleSPACES: Specializing in multi tenant industrial properties, SimpleSPACES offers flexible leasing solutions for industrial warehouses, ensuring tenants have adaptable and efficient spaces for their operations. SimpleBricks: Focused on development, SimpleBricks is committed to creating high-quality, sustainable real estate projects. Our team leverages innovative construction techniques to deliver exceptional properties that meet the evolving needs of our clients. SimpleAdvisory: As an SEC Registered Investment Advisor (RIA), SimpleAdvisory provides expert financial guidance and personalized investment strategies. We help our clients navigate the complexities of real estate investments with confidence and clarity. SimpleEquity: A private equity firm with a keen focus on equity investments, SimpleEquity partners with investors to identify and capitalize on lucrative opportunities in the real estate market. Our strategic approach ensures robust returns and long-term growth. SimpleMANAGE: This division manages our extensive portfolio of properties with a focus on efficiency, tenant satisfaction, and operational excellence. We provide comprehensive property management services that optimize asset performance and enhance tenant experiences. Our Vision:SimpleCiti Holdings strives to be a leader in the real estate industry by embracing simplicity, innovation, and excellence. We aim to create a seamless and enriching experience for our clients, tenants, and partners, fostering growth and success through our integrated approach.Our Values: Simplicity: We believe in making complex processes simple and straightforward. Innovation: We embrace cutting-edge technologies and innovative solutions to stay ahead in the market. Excellence: We are committed to delivering the highest standards of quality and service in everything we do. Integrity: We conduct our business with honesty, transparency, and a strong sense of ethics. Collaboration: We value teamwork and partnership, working together to achieve shared goals. At SimpleCiti Holdings, we are redefining the real estate landscape, one simple solution at a time.

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$3,000,000 – $6,000,000 per year
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