Lead Financial Planner

Apply for this Lead Financial Planner (full-time, fully remote) position ONLY IF YOU BELIEVE WHAT WE BELIEVE:

• Charging a Flat Fee for Planning & Investment management is clearly better for clients than a % AUM fee (which drives excessive fees and is rife with conflicts)

• Lead Planners do their best work serving clients and NOT prospecting for them

• A Lead Planner’s core purpose is to help clients achieve the feeling of relaxed confidence in their financial lives

• Great heroes for a Lead Planner include Jack Bogle, Wade Pfau, Bill Sharpe, Fama & French

• Lead Planner core values should include Service, Curiosity, Transparency, Humility & Tenacity

• Personal finance is 80% personal and 20% finance

We’re a disruptive band of flat fee retirement income experts providing outstanding client service. We recently passed $1.3B at Schwab, and we’re having a lot of fun.

So, do you believe what we believe?

RESPONSIBILITIES

• Manage 70+ high net worth relationships. The buck stops with you. You are fully accountable and responsible for leading and deepening these relationships.

• Drive clear planning & investment strategies. Lead the creation of detailed and rigorous financial & investment plans, leveraging our full decision support suite (MoneyGuide Pro, Kwanti, Excel, proprietary firm frameworks & templates). Maintain and course correct those plans over time with and for your clients.

• Coordinate the efforts of your colleagues. Leverage our CSAs, Trader, Founder & other Lead Planners to deliver outstanding service to your clients.

• Help us develop the firm. Interview, train and mentor, be an outspoken contributor to team meetings, take the lead on some non-client functions.

Requirements

“MUST HAVE” QUALIFICATIONS

• Experience and Credentials

  • Hold your CFP® designation

  • 5+ years of personal financial planning experience

  • 3+ years running high net worth relationships

  • 10+ years of total work experience

• Planning and Analytical Chops

  • Created (from scratch) 100+ complete financial plans in leading software (MoneyGuide Pro, eMoney, or RightCapital), at least 50 of which have been for high net worth

  • True Expert in at least one of the 3 leading financial planning softwares, to the point where you can confidently test multiple scenarios, create custom reports, conduct insurance needs analysis, evaluate tax planning strategies, and more

  • Microsoft Excel geek — pushing data around, using pivot tables, lookup tables, driving insights that you can't drive from planning software

• Excellent Communicator and Cultural Fit

  • Very clear thinker and communicator (verbal and written)

  • Well organized and respectful of client service standards (deadlines)

  • Very good at detailed work AND "connecting" it to the bigger picture and seeing how your planning tasks at hand dovetail into the broader client situation

  • Very comfortable saying “I don’t know” and “I need help”

  • Consistently demonstrate our core values (curiosity, tenacity, service, rigor, clarity)

• Availability

  • Must reside in the United States

  • Available to work 9AM to 5PM ET

"NICE TO HAVE" QUALIFICATIONS

• Expertise in MoneyGuidePro

• Bring something new to the table to expand the capability of our team (e.g. CPA, CFA, Trading, Behavior, etc.)

• Experience in an RIA (preferably fee-only & growth oriented)

• Familiarity with Schwab

• Track record of effective remote work

• Track record of thriving in a small company "start-up" culture

COMPENSATION PACKAGE

• Full-Time W2

• Base Salary $125K+, Target Bonus 25% (with clear path to $200K+)

• 401-K Match (4%)

• Health, Dental, & Vision

• Long-Term Disability, HSA, Dependent Care FSA

• Professional development stipend

• Unlimited PTO