Junior Business Analyst (Payments)

NEORIS, now part of EPAM, is a Digital Accelerator that helps companies leap into the future. With more than 20 years of experience as Digital Partners to some of the world’s most important organizations, we are a multicultural team of over 4,000 professionals across 11 countries. Our culture blends innovation, continuous learning, and a startup mindset to create high-impact digital solutions for our clients.

We are looking for: Junior Business Analyst (Payments)

This is an exciting opportunity to join a high-performing transformation team within one of the world’s leading financial institutions. As a Junior Business Analyst, you will support digital and payments for modernization projects that enhance corporate banking services and client integration capabilities.

You will gain hands-on experience in payment systems, ISO 20022 messaging, and financial process automation, while working closely with senior analysts, architects, and operations teams. The role also offers exposure to AI-assisted productivity tools (e.g., ChatGPT, Copilot, and JIRA Rovo) that help streamline documentation, testing, and collaboration.

Key Responsibilities:

• Support business analysis activities for digital payment modernization and system integration initiatives.
• Gather, document, and validate business requirements related to payments, reconciliations, and liquidity processes.
• Translate business needs into functional or technical specifications under the guidance of senior analysts.
• Participate in workshops and stakeholder meetings to capture and clarify requirements.
• Contribute to the definition and execution of User Acceptance Testing (UAT) and help track and report test outcomes.
• Learn to use AI-assisted tools to improve requirement documentation, user story drafting, and report summarization.
• Collaborate with technology, operations, and compliance teams to ensure proposed solutions meet regulatory and business standards.
• Support the continuous improvement of documentation and analysis practices across the transformation team.

Requirements

Mandatory:

• 1–3 years of experience in financial services, ideally in payments, cash management, or treasury operations.
• Basic understanding of payment messaging standards such as ISO 20022 and SWIFT MT.
• Interest in learning bank connectivity models (API, SFTP, Host-to-Host, EBICS) and corporate ERP/TMS integration.
• Familiarity with Agile methodologies and tools (JIRA, Confluence).
• Strong analytical and problem-solving skills, with a proactive learning mindset.
• Excellent communication skills in English and Spanish.
• Openness to using AI-based tools to improve analytical and documentation tasks.
• Awareness of ethical and secure data handling within banking environments.
• Bachelor’s degree in Finance, Information Systems, Business Administration, or a related field.

Desirable:

• Exposure to ISO 20022 message formats (pain.001, pain.002, pacs.008, etc.) or message mapping practices.
• Experience with BPMN or basic data mapping.
• Familiarity with SWIFT MyStandards for message validation or documentation.
• Understanding of PSD2, SEPA, or other payment regulatory frameworks.
• Experience with ERP or TMS platforms (e.g., SAP, Oracle).
• Basic skills in MS Excel, Power BI, or SQL for data analysis.
• Strong interest in digital transformation, automation, and continuous improvement.
• Relevant certifications or training (e.g., Agile Fundamentals, BA Foundation, SWIFT Basics) are an advantage.

We offer:

• Permanent contract with a competitive salary.
• Flexible working model.
• Hybryd work
• Personalized career path and continuous learning opportunities (certifications, English programs, etc.).
• Flexible working hours and a strong focus on work-life balance.
• Social benefits adapted to your needs

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