Head of Product, Credit Risk

What is this role about?

As Head of Product, Credit Risk, you will be the owner and strategist of Bondora’s credit stack. Your work will directly shape how we lend, approve, and scale responsibly across Europe. You will collaborate across Data Science, Legal, Risk, and Engineering teams to deliver scalable, transparent, and compliant credit decisioning products that serve over 1 million customers.

Your main responsibilities will be:

• Drive the vision and roadmap for our credit decisioning platform, ensure credit decisions are scalable, compliant, and traceable.
• Collaborate cross-functionally with Data Science, Risk, Legal, and Country teams to ensure alignment and compliance.
• Enable internal and external configurability of credit products.
• Support PD modeling and feature engineering initiatives with the Data Science team.
• Deliver tools for risk managers to configure and test policies with audibility and explainability, advocate for the quality and lifecycle of decisioning data.

What would ensure success in this role?

• Proven experience building credit decisioning, lending platforms, or risk engines.
• Deep knowledge of risk and regulatory frameworks.
• Solid understanding of machine learning for credit scoring and model monitoring.
• Excellent problem-solving and communication skills, with the ability to bridge technical and business teams.

Bonus points if you have:

• Experience with platforms like Taktile, Provenir, or similar.
• Hands-on experience managing portfolio-level risk or affordability policies in a multi-country fintech.

What can you expect at Bondora? 

• Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
• Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!)
• We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career.

The next steps

If you have the guts, ideas, and a team vision, apply now! 

Our hiring process: 

• Meet Iryna, our Recruiter: Your first interview with Iryna will give you the chance to share your experiences and aspirations. 
• Assessments: Complete our personality and logic assessments in Alva platform to showcase your strengths.
• Put your skills to the test: Tackle a home task to present your skills. 
• Engage with Alexandra, VP of Product, and Mirko our CPO. 
• Visit our office to meet product stakeholders on Team DNA interview, showcasing your expertise. 
• The celebration begins: If the stars align, receive an offer to join the Bondora team!