Growth Analyst
TLDR
Analyze store-level performance and customer behavior to design and implement growth strategies that attract and retain customers while increasing sales across retail networks.
Execute growth strategies for new and existing retail locations, including market selection, launch planning, and performance tracking.
Implement retention strategies through brand partnerships and increase credit line utilization among these customers.
Identify and prioritize high-potential retail opportunities through data-driven market analysis.
Leverage data-driven insights to analyze store-level performance and customer behavior, identifying growth levers and implementing optimization initiatives
Work closely with risk and credit teams to maintain low non-performing loan (NPL) ratios while preserving a strong, attractive product and financing offer for customers.
Track full retail P&L, identifying drivers of profitability and making recommendations to improve margins, customer lifetime value, and operational efficiency.
Partner with marketing and CRM teams to localize campaigns and drive foot traffic.
Work with key external and internal partners to expand our physical footprint and co-develop new product and service offerings in-store.
Build scalable playbooks and SOPs to support rapid and sustainable retail growth.
Champion continuous improvement and innovation in the retail experience.
Bachelor’s degree Business, Engineering, Marketing or similar.
3+ years of experience in retail strategy, growth, or product, ideally in fast-paced environments such as retail tech, fintech, or startups.
Analytical skills with data-driven approach.
Communication skills for effective collaboration.
Self-driven and results-driven, willing to work in a dynamic, high-change environment.
Strong analytical mindset with the ability to turn insights into action.
Intermediate English proficiency (written and spoken).
Experience working with cross-functional teams and managing complex projects.
Comfortable with ambiguity and energized by building from scratch.
Fluency in retail metrics, customer acquisition, and unit economics.
Benefits
Health Insurance
100% Company-funded Health for employees and immediate family members.
Phone finance and wellness perks
Phone finance, Headphone, home office equipment and wellness perks.
PayJoy is a credit provider focused on empowering under-served customers in emerging markets to achieve financial stability. Our patented secured credit technology opens the door for these individuals to access credit systems through innovative point-of-sale financing and credit cards. By leveraging machine learning and data science, we help our customers thrive as micro-entrepreneurs and navigate economic challenges effectively.
- Founded
- Founded 2015
- Employees
- 51-200 employees
- Industry
- Internet Software & Services
- Total raised
- $86M raised