Our mission

We're making Africa the first cashless continent.

In 2017, over half the population in Sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.

We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. Now, we have millions of users across 9 countries and are growing fast.

Our goal is to make Africa the first cashless continent and that's where you come in...

How you'll help us achieve it

We’re looking for an experienced manager to lead and grow our Financial services products. Currently, financial services at Wave consists of a customer overdraft and business cash advance product, but we have many additional lending, savings and insurance products on our roadmap. Growing our financial services business is a top priority for Wave and this role reports directly to our CEO. You will start by managing a Product Manager (who manages a team of engineers and data scientists exclusively working on Financial Services) and a business development team that works on regulatory approvals. You’ll also work cross functionally with finance, marketing and operations teams to drive the growth and profitability of our financial services products.

As our General Manager of Financial Services, you'll

Create and execute plans to grow financial services products across all functions — product, operations, finance & marketing.

Experiment a lot: we're looking for someone who is curious and passionate about iterating with new lending products and distribution strategies to figure out what works.
Scale fast: once a pilot works, we want someone that can quickly mobilize the team to scale the product to millions of users.

Work with the business development teams to get bank partnerships and regulatory approvals needed for new lending products.
Spend time in Wave markets visiting users and merchants to understand their pain points first hand.
Come up with growth strategies and campaigns for each lending product.
Manage a rapidly growing team across multiple markets and continue to build the team out in existing and new markets by attracting the best talent across all functions.
Establish and manage both business and financial KPIs in close coordination with the CEO.

Key Details

Remote position and can work remotely from anywhere (between UTC -7 and +3) with reliable Internet access.
Wave provides a yearly $1,200 stipend to support coworking meetups with teammates.
We run performance reviews twice a year and award bonuses or promotions to strong performers who have been with the company for more than six months.
Our salaries are competitive and it includes a generous equity package.
Major benefits:
- Subsidized health insurance for you and your dependents and retirement contributions (both vary from country to country).
- 6 months of fully paid parental leave and subsidized fertility assistance.
- Flexible vacation, with most folks taking between 21-30 days exclusive of statutory holidays.
- $10,000 annual charitable donation matching.

Requirements

At least 10 years of experience in a lending product, operations or financial leadership role at a high growth technology or financial service company or a previous founder of a consumer-focused tech company that did lending
Excellent written and verbal communication skills in English.
Ability to collaborate cross functionally with Product Managers, engineers, sales teams and executives.
Very data driven and laser focused on growing product usage.

You might be a good fit if you

Build strong relationships and bring out the best in people
Excel at leadership and enjoy managing diverse teams
Are metrics oriented and experienced in leading teams towards KPIs
French language skills are a big plus
Communicate effectively and often, both in writing and in-person, to the point of over-communication
Think from first principles about how things should work
Are excessively detail-oriented and seek to achieve excellence in everything you do
Are a self-starter and proactive about achieving ambitious targets
Willing to go the distance to get something done
Adjust quickly to changing priorities and conditions

Our team

We have a rapidly growing in-country team in Senegal, Côte d'Ivoire, Mali, Burkina Faso, The Gambia, Uganda, Niger, Sierra Leone, and Cameroon plus remote team members spread across the world.
We're deeply passionate about our mission of bringing radically affordable financial services to the people who need them most.
We foster autonomy for our employees. You'll own your projects at every stage, from understanding the problem to monitoring your solution in production.
We raised the largest Series A in Africa in 2021. Our world-class investors, include Founders Fund, Sequoia Heritage, Stripe, Ribbit Capital, Y Combinator, and Partech Africa.
We are on Y Combinator's top companies by revenue.

How to apply

Fill out the form below, and upload a resume in English and a cover letter describing your interest in Wave and the role.

We review applications frequently and recommend that you apply to the role that most closely aligns with your skills, experience and career goals.

Wave is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

General Manager, Financial Services

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