Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. We aim to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them.
We offer top-tier benefits and growth opportunities in a culture built on our core values:
Put People First – We foster an inclusive, flexible, and fun workplace.
Create Clarity – Open communication drives trust and results.
Get Things Done – We focus, prioritize, and deliver with excellence.
Deliver with Heart – We lead with kindness, humility, and strong teamwork.
Listen to Our Customers – Their needs drive our innovation.
Barclays has entered into an agreement to acquire Best Egg with closing expected to take place in Q2 2026. This acquisition will give us the resources and capital to continue on our mission and drive our strategy forward. With an aligned culture, lower cost of funds, and increased employee growth opportunities across a global brand, we are excited about the future of the Best Egg brand under the Barclays umbrella.
We are looking for collaborative, innovative team players who like to solve problems. There will also be immense opportunities for those willing to dive in. If you're inspired by growth and want to make a real difference, Best Egg is the place for you.
We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team.
The Fair Lending Compliance Specialist provides second-line oversight of fair lending risk across consumer lending products, including personal loans, installment lending, secured lending, and related credit offerings. This role requires demonstrable experience with consumer lending operations and credit decisioning, including underwriting, pricing, and servicing practices.
The role leads the execution of the Fair Lending Risk Assessment, provides qualitative challenge to credit strategies and underwriting models, and ensures compliance with applicable consumer protection laws and regulatory expectations. The position partners closely with Credit Risk, Model Risk Management, Legal, and Compliance Testing and serves as a key contributor to regulatory examinations, internal audits, and enterprise governance forums.
Duties & Responsibilities
Assist in the development and execution of the Fair Lending Compliance Program by conducting scheduled reviews and analyses that monitor and/or test for potential fair lending risks and control deficiencies.
Including core program components such as the annual Fair Lending risk assessment and risk & control reviews.
Support regulatory change management activities as they relate to Fair Lending requirements.
Evaluate new products and services for fair lending risk and compliance implications.
Assist with exam management and audit activities related to Fair Lending.
Provide day-to-day Fair Lending compliance support to business partners through research, interpretation of laws/regs, and guidance on emerging risks and industry trends.
Identify and help mitigate actions that may expose the bank to Fair Lending risk outside its desired risk appetite.
Lead/assist with monitoring activities that evaluate the effectiveness of controls and recommend enhancements to mature the control environment.
Partner with lines of business (LOBs) while balancing the compliance oversight role to influence fair lending decisions and risk outcomes.
Engage directly with LOBs to:
o Identify Fair Lending risks and develop/execute risk assessments
o Provide input on controls and testing activities
o Advise and monitor remediation efforts when issues are identified.
Independently and credibly challenge Fair Lending-related decisions, business processes, and risks.
Proactively advise business partners on applicable compliance risk standards and stay current on developments in Fair Lending laws, rules, and industry practices.
Requirements
Bachelor’s degree (BA/BS) required; relevant fields include Business, Finance, Economics, or related.
3-5 years of experience in fair lending compliance, consumer compliance risk, or credit risk oversight within a consumer lending environment.
Demonstrated experience reviewing credit strategies, underwriting models, and pricing structures.
Strong understanding of fair lending statistical concepts with the ability to review and challenge analyses.
Engage directly with LOBs to:
o Identify Fair Lending risks and develop/execute risk assessments
o Provide input on controls and testing activities
o Advise and monitor remediation efforts when issues are identified.
Strongly Preferred
Prior experience supporting or overseeing consumer lending functions within a bank, fintech, or regulated financial institution.
Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
· Pre-tax and post-tax retirement savings plans with a competitive company matching
program
· Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
· Multiple health care plans to choose from, including dental and vision options
· Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
· Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
· Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
#LI-REMOTE
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy
here 