Lead Platform Engineering's vision and roadmap, delivering scalable communication and identity frameworks, while mentoring engineers and improving solution adoption across the company.
About Upstart
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.
Director of Engineering - Platform Engineering
Upstart Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, and small-dollar “relief” loans. Upstart is based in San Mateo, California, and Columbus, Ohio.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk.
The Role
The Platform Engineering team builds and maintains the foundational systems that power all of Upstart’s engineering teams and customer-facing products. This includes our API Gateway, Event Bus, gRPC stack, Frontend Platform, Design System, and secure Login and Identity solutions.
The team’s charter is to deliver the communication fabric, authentication frameworks, and next-generation design systems that scale our products and enable engineers to move faster with confidence. While the team executes well today, there is a significant opportunity to improve customer focus, drive adoption across engineering, and reduce fragmentation.
How You’ll Make an Impact
What we’re looking for
Minimum Requirements:
Preferred qualifications
Important Details
#LI-REMOTE
#LI-Executive
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
What you'll love
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
Health Insurance
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose.
Learning Budget
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from.
Catered lunches & stocked micro-kitchens
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).
Paid Parental Leave
Paid family and parental leave to support caregiving and major life moments.
Paid Time Off
Paid time off, sick and safe time, and company holidays.
Wellness Stipend
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you.
Upstart builds an AI-driven lending marketplace that simplifies borrowing for personal loans, auto refinancing, and debt consolidation. Focused on serving everyday Americans, Upstart leverages advanced technology to make credit more accessible and affordable. We're not just another loan provider; we're reshaping how people approach borrowing, creating a clearer path to financial empowerment.
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Director of Engineering Q&A's