Director – Debt Finance (Specialty lending)

About OakNorth  OakNorth is the bank for the UK’s most ambitious businesses. Since 2015, we’ve lent over $21bn across the UK and US, helping businesses grow, create jobs and build for the future — while delivering strong outcomes for our customers and savers.  We specialise in backing businesses that don’t fit neatly into traditional banking models, combining expert human judgement with technology to deliver bespoke lending solutions.  The Role  We’re looking for a Director, Speciality Finance to join our Debt Finance team in London.  This is a front-office origination role for someone who thrives in complexity. You’ll originate, structure and execute bespoke debt solutions across specialist and non-standard situations — where creativity, commercial judgement and strong credit thinking really matter.  You’ll own deals end-to-end and build long-term relationships with borrowers, sponsors and intermediaries, working closely with Credit and Portfolio teams to deliver high-quality, risk-aligned growth.  What You’ll Be Doing

Originate speciality finance lending opportunities through sponsors, advisers, intermediaries and direct relationships 

Structure and execute complex, bespoke debt transactions from initial discussion through to completion 

Partner with Credit and Portfolio teams to shape transactions aligned to OakNorth’s risk appetite 

Own borrower relationships post-close, identifying follow-on, expansion or refinancing opportunities 

Manage amendments, waivers or restructures with judgement and commercial pragmatism 

Act as a senior ambassador for OakNorth in the London lending market 

What We’re Looking For

10+ years’ experience in debt finance, private credit or speciality lending 

A strong origination track record in complex or non-standard transactions 

Proven structuring capability and sound credit judgement 

Comfortable operating with autonomy in a fast-paced environment 

Well-connected across the  lending ecosystem 

Backgrounds in speciality finance, asset-backed lending, real assets, private credit or challenger banking are particularly attractive. 

Benefits and Perks

Equity. We want people to have a stake in the business so that all our interests are aligned.

25 days holiday

Personalized benefits – opt-in to what matters to you

Subsidised Private Medical Insurance with Bupa

Enhanced maternity and paternity leave

Wellbeing and social events

In-house Barista Bar in London office

Support causes that matter to you – Volunteering time off

Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme)