CRED
CRED

decision scientist

₹50,000 – ₹500,000 per month

TLDR

Analyze user patterns and trends to inform lending strategies, develop churn models, and lead campaign analytics with cross-functional collaboration.

Prefr (a brand under Dreamplug Technologies Pvt. Ltd.) is a tech-first fintech platform reshaping how India’s digital-first generation experiences credit. we currently offer instant personal loans from ₹50,000 to ₹5,00,000 through a seamless, end-to-end digital journey — serving India’s creditworthy yet underserved segments, in partnership with RBI-approved top-tier financial institutions. our mission to become the largest platform for delivering fast, transparent and trusted credit for the millions - by bringing together distribution depth, AI-driven intelligence & multi-lender access. what will you do:
  • analyze multi-dimensional data to identify user patterns, emerging trends, and risk signals that inform lending and growth strategies
  • develop and maintain churn and propensity models to detect disengaged users and recommend data-driven interventions that improve retention and product stickiness
  • lead campaign analytics by building user segments and evaluating communication effectiveness, with a focus on improving targeting, engagement, and in-funnel conversion performance
  • partner with product teams to guide feature development, using insights from cohort analysis, funnel diagnostics, and retention trends to improve user journeys and experience
  • collaborate with cross-functional teams including product, risk, tech, compliance, and business to build and execute analytical solutions aligned with organizational priorities
  • own the end-to-end execution of strategic analytical initiatives, from problem framing and hypothesis design to stakeholder communication and impact tracking
  • support and mentor junior analysts, fostering analytical rigor and promoting best practices in data hygiene, modeling, and experimentation across the broader analytics team
  • you should apply if you:
  • have 4+ years of hands-on experience in data science or analytics roles, solving real-world business problems
  • hold a bachelor's or master’s degree in a quantitative field such as engineering, statistics, mathematics, or a related discipline
  • have strong analytical skills with the ability to interpret diverse datasets and translate insights into solutions for specific business challenges
  • have strong proficiency in python and/or SQL, with experience handling large datasets and working with distributed computing tools
  • communicate effectively and enjoy collaborating with cross-functional teams, including product, business, and risk
  • CRED builds an exclusive community in India for individuals with commendable credit scores and trustworthy financial behavior. By rewarding its members for their responsible financial practices, CRED creates a unique ecosystem that emphasizes trust and accountability in personal finance.

    Founded
    Founded 2018
    Employees
    201-500 employees
    Industry
    Internet Software & Services
    Total raised
    $470M raised
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