The role is part of the Collections and Recoveries team within Risk Services supporting Asset Finance, and or, Retail Mortgage customers.
The role is primarily responsible for pro-active management of cases in arrears, assessing customer circumstances and where appropriate, offering solutions (including tailored forbearance) to mitigate losses and deliver good customer outcomes; this includes the management of late arrears cases and liaison with external solicitors where enforcement action has commenced.
This role requires a high level of communication, negotiation skills, and a thorough understanding of banking regulations relating to customers experiencing payment difficulties, including Consumer Duty.
- Proven track record in dealing with Collections and Recoveries accounts in a Banking environment.
- Knowledge of the Asset Finance and or Residential Mortgage Collections & Recoveries industry is preferred.
- Experience of liaising with third parties, for example solicitors, receivers and asset managers.
- Understanding of the regulatory environment and in particular Consumer Duty, MCOB and CONC.
Interpersonal Skills and Competencies
- Computer literate, PC skills including MS Excel and Word.
- Customer-focused approach.
- Strong communication, in particular listening skills and communicating with clarity.
- Problem solving and initiative.
- Planning, organising, flexibility and reliability.
- Negotiating and influencing skills.
- Adaptable and flexible.
- Ability to work with minimal supervision.
- Excellent planning and organisational skills.
- Enthusiastic “can do” attitude.
- Able to work under pressure and to tight deadlines.
- Accuracy and attention to detail.
- Ability to establish effective working relationships at all levels.
Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:
- Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
- Free access to Headspace, a mindfulness & meditation digital health app
- Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
- EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
- Cycle to work scheme
- Discounts on gym membership
- Contributory pension scheme & death in service
Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.
- Minimum of 27 days holiday per year
- Option to buy or sell holiday days through our flexi-holiday scheme
- Discounts on gym membership nationwide
- Access to discounts on a range of high street and online brands
- Community support and charitable giving
Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.
- Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
- Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
