collection strategy

TLDR

Innovate data-backed collection strategies to enhance efficiency, collaborate with operations and credit teams, and create dashboards for performance management.

What will you do:
  • Constantly assess effectiveness of existing collections strategies and recommend new strategies
  • Innovate and experiment on new data backed strategies to increase collections efficiencies or reduce costs
  • Work closely with collections operations ensure proper execution of the strategies is happening
  • Create and maintain dashboards, reporting mechanisms, and early warning systems to support performance management and strategic decision-making
  • Own the periodic review with the both internal/external stakeholders to track portfolio performance
  • Help shape the product design to smoothen the operations processes and using digital channels to increase collection efficiencies
  • Work closely with credit underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
  • you should apply if you have/are:
  • 3+ years of experience doing qualitative and quantitative analysis in the similar domain
  • Have a proven track record of decision making and problem solving based on data & analytics
  • Have ability to figure out patterns/insights from data and make recommendations
  • Have experience in designing A/B tests, learning and iterating on them to come up with the effective strategies
  • Have worked with partner teams to communicate requirements and drive necessary outputs
  • Working with banking/fintech or having credit risk experience is a plus
  • CRED builds an exclusive community in India for individuals with commendable credit scores and trustworthy financial behavior. By rewarding its members for their responsible financial practices, CRED creates a unique ecosystem that emphasizes trust and accountability in personal finance.

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