Chief Risk Officer

WHO WE ARE

Relm Insurance Ltd. (“Relm”) is a pioneering (re)insurer headquartered in Bermuda with offices in London, Miami, New York, and Dubai. We are the first IIGB (Innovative Insurer General Business) company regulated by the Bermuda Monetary Authority (BMA) — built to serve industries at the forefront of global innovation.

Since our founding, we’ve been driven by one purpose: “Making Innovation Resilient.” We provide tailored insurance and reinsurance solutions for businesses shaping the future — from Web3, AI, and fintech to biotech and other emerging sectors.

Our reach now spans over 35 countries, and our diverse, globally distributed team shares one mindset — we turn complexity into opportunity, helping our clients build the future with confidence.

Requirements

WHAT WE’RE LOOKING FOR

At Relm, our mission is “to contribute to the building of the future by creating solutions for complex risks in innovative markets.”
As we expand our footprint and strengthen our global governance, we’re seeking an exceptional Chief Risk Officer (CRO) to join our executive leadership team.

This is a career-defining opportunity to shape the risk strategy of one of the world’s most forward-thinking (re)insurers. You’ll work directly with the Global CEO / President and collaborate with senior leaders worldwide to drive Relm’s group-level risk, capital, and compliance strategy across insurance and reinsurance operations.

Our culture is built on Accountability, Collaboration, Curiosity & Creativity, and Courage & Optimism. These values aren’t words on a wall — they guide how we think, innovate, and lead. At Relm, diverse perspectives power our creativity and accelerate our growth.

THE ROLE

Reporting directly to the Global CEO / President, the Chief Risk Officer will oversee and manage all aspects of enterprise risk management across the organisation, ensuring financial stability, regulatory compliance, and strategic alignment at the Group level.

As a member of the global leadership team, the CRO will play a pivotal role in safeguarding Relm’s financial health and reputation — and in helping deliver on the company’s strategic Goals, Objectives, and Key Results, focused on:

• Diversification
• Capital Strength
• Global Expansion
• Innovation
• Corporate Social Responsibility
• Customer Obsession

You’ll also be a key contributor to the group’s strategic direction, actively involved in global and regional initiatives across:

1. Regulatory affairs and governance
2. Underwriting and portfolio strategy
3. Sales, marketing, and client engagement
4. Operational excellence and risk systems
5. Corporate development — including capital raising, M&A, and venture investments

WHAT YOU WILL DO

• Enterprise Risk Leadership:
  Develop, implement, and evolve Relm’s group-wide risk management framework spanning insurance, reinsurance, operational, investment, and strategic risks.
• Risk Assessment and Mitigation:
  Identify, evaluate, and prioritise key risks across the business. Create strategies to mitigate exposure and strengthen Relm’s financial resilience.
• Regulatory and Governance Oversight:
  Ensure full compliance with relevant laws, regulations, and industry standards across all jurisdictions. Maintain open, proactive relationships with regulators and rating agencies.
• Risk Monitoring and Reporting:
  Establish key risk indicators (KRIs) and performance dashboards. Deliver clear, data-driven insights to senior management, the Board, and external stakeholders.
• Scenario Planning and Stress Testing:
  Lead stress testing and scenario analyses to assess Relm’s resilience to macroeconomic and sector-specific shocks.
• Reinsurance and Product Alignment:
  Partner with underwriting and reinsurance teams to ensure products and capital structures align with Relm’s risk appetite and strategic growth plans.
• Culture of Risk Awareness:
  Champion a strong, transparent risk culture throughout the organisation, empowering teams to make informed decisions.
• Crisis and Contingency Planning:
  Develop, test, and refine business continuity and crisis response plans to protect the company’s operations and reputation.
• Stakeholder Collaboration:
  Build trusted partnerships across underwriting, finance, compliance, legal, and operations, as well as with external partners and regulators.

WHAT YOU BRING

• Master’s degree in a quantitative discipline or equivalent.
• Recognised actuarial, insurance, or enterprise risk management qualification.
• Minimum 15 years’ leadership experience in insurance and/or reinsurance, including 5+ years in enterprise risk management.
• Deep understanding of underwriting, capital management, regulatory frameworks, and reinsurance strategy.
• Proven ability to engage effectively with boards, regulators, and rating agencies.
• Exceptional communication, strategic thinking, and change-leadership skills.
• Strong project management capabilities and the ability to execute across complex, global environments.

Benefits

WHY YOU’LL LOVE WORKING WITH US

At Relm, we’re not just another (re)insurer — we’re a team of innovators, collaborators, and builders shaping the next era of insurance. You’ll join a company where creativity, inclusivity, and integrity drive every decision.

We value bold ideas, empower leadership at every level, and offer meaningful opportunities for personal and professional growth.

WHAT WE OFFER

• Full Payroll Tax & Social Insurance Coverage: 100% company-paid.
• Comprehensive Insurance Plans: 100% coverage for health, dental, and life insurance.
• Generous Pension Contributions: 5% employer contribution to secure your financial future.
• 28 Days of Paid Time Off (PTO): For vacation, personal, or sick leave.
• Professional Development: Access to training, development, and leadership mentorship.
• Travel Benefits: Commuting and parking support for convenience.
• Wellness Benefits: Gym memberships and wellness initiatives to support health and balance.
• Your Voice Matters: A culture where ideas are valued and impact is recognised.
• Endless Growth Opportunities: Clear pathways for progression within a growing global company.
• Flexible, Family-Friendly Hybrid Work: Supporting balance and wellbeing in a modern environment.

JOIN US

At Relm, you won’t just join a company — you’ll become part of a movement redefining what insurance and reinsurance can be.
If you’re ready to make an impact and lead in one of the industry’s most exciting growth stories, we’d love to hear from you.