CDD Onboarding Associate

Advanced Due Diligence & Risk Architecture

• Execute and oversee comprehensive due diligence for both individual (KYC) and corporate (KYB) clients, including identity verification and complex risk assessments.
  
• Analyse and resolve intricate cases involving Sanctions, Politically Exposed Persons (PEPs), and Enhanced Due Diligence (EDD).
  
• Identify potential financial crime risks at their root and propose commercially viable risk mitigation measures.
  
• Serve as the primary escalation point for complex files, ensuring consistency and analytical depth in risk assessments.
  
• Maintain the highest standards of attention to detail when handling sensitive information, ensuring strict confidentiality.

Strategic Stakeholder Collaboration

• Act as a point of contact between the Onboarding team and key business units, including Compliance, Legal, Sales, and Business Support.
  
• Foster a collaborative environment where compliance serves as an enabler of business growth rather than a procedural bottleneck.
  
• Support senior management by preparing detailed reports, risk assessments, and data-driven insights regarding onboarding efficiency.
• Communicate findings and complex regulatory requirements clearly and professionally to all stakeholders.

Holistic Process Optimisation

• Maintain a holistic view of the onboarding landscape to identify operational inefficiencies and propose scalable enhancements to the framework.
  
• Lead and support key projects to enhance CDD/KYB frameworks, automation, and compliance processes.
  
• Assist in updating policies and procedures in alignment with evolving UK and EU AML/CTF regulations and industry best practices.
  
• Participate in internal workshops to ensure the company’s financial crime compliance framework remains robust.

Leadership & Mentorship

• Provide formal mentorship and technical training to junior analysts to foster a culture of continuous learning and high performance.
  
• Demonstrate a proactive and adaptable mindset, guiding the team through multiple priorities in a fast-paced environment.

• Academic & Professional Background: Possession of a Bachelor's degree in Economics, Law, Politics or a related field, or equivalent work experience.
  
• Sector Experience: Proven experience in a similar senior role within financial services, payment services, or banking, with a focus on CDD and AML compliance.
  
• Regulatory Expertise: A profound understanding of UK and EU AML/CTF regulations, KYC/KYB principles, and modern risk assessment frameworks.
  
• Technical Proficiency: Experience working on compliance-related projects and proficiency in using modern risk management tools.
  
• Analytical Prowess: Strong analytical and problem-solving skills, with the ability to make informed decisions based on data and regulatory guidelines.