Business Development Associate - Collateral Loan

TLDR

Drive partner recruitment and lead management while ensuring rapid loan disbursement and monitoring competitor rates to maintain a competitive edge in collateralized lending.

Partner Recruitment: Identify and onboard third-party agents, such as used car dealers and collateral loan agencies, to act as consistent referral channels.
Territory Mapping: Conduct physical and digital market surveys to identify high-potential SME clusters and residential areas for collateralized lending.
Lead Management: Convert incoming inquiries and cold leads into qualified loan applications through proactive follow-ups and CRM tracking.
Initial Pre-Screening: Perform preliminary checks on collateral quality and applicant creditworthiness to ensure high approval rates from the credit team.
Pipeline Coordination: Act as the primary liaison between the client and internal departments to ensure rapid loan disbursement within agreed service levels.
Competitor Analysis: Monitor the interest rates and Loan-to-Value (LTV) ratios of rival multifinance firms to maintain a competitive product edge.
Micro-Marketing Activation: Organize and execute grassroots promotional events, such as booth setups in traditional markets or community hubs, to capture direct leads.
Account Retention: Maintain ongoing relationships with existing borrowers to facilitate loan top-ups and renewals once they reach eligible payment milestones.

Bachelor’s Degree (S1)
Worked in car & motorcycle leasing companies with similar collateral loan product
Have worked in similar position at least 3 years
Proficient with Microsoft office
Have financial literacy & basic credit analysis for collateral loan
Understand regulatory & compliance for multifinance
Basic collateral appraisal skills

Min TOEFL 500
SPPI & APPI certification is a plus
Have SIM A or SIM C