Backend Engineer - Payments Charges Team

TLDR

Join a passionate team responsible for the financial engine of the company, processing loan repayments and managing fund transfers with a focus on accuracy, reliability, and high performance.

At Lendbuzz, we believe financial opportunity should be more personalized and fair. We develop innovative technologies that provide underserved and overlooked borrowers with better access to credit. From our employees to our dealers, partners, and borrowers, we’ve built a company and a culture around a resolute belief in the promise and power of diversity. We value independent and critical thinking. We are looking for a passionate Backend Engineer to join our growing TLV R&D center and become a core member of our Payments Charges team. This team is a central pillar of Lendbuzz. We are responsible for the financial engine of the company: processing loan repayments and managing massive fund transfers to car dealerships. You will work on highly critical, high-volume systems where accuracy, reliability, and performance are absolute musts. We embrace modern development practices. Our engineering team actively leverages Agentic AI tools and AI-assisted IDEs to enhance our daily workflows, accelerate coding, and focus on solving complex architectural challenges. As a Backend Engineer on the Charges Team, you will:
  • Develop and maintain critical backend services for our payments charges infrastructure.
  • Integrate with complex external financial APIs and banking systems to facilitate secure money transfers.
  • Design and build robust architecture to handle high-volume financial transactions with zero tolerance for data loss.
  • Write clean, well-tested code to ensure the highest level of system reliability.
  • Leverage AI coding assistants to boost productivity, while maintaining strict code quality, security, and critical review standards.
  • Collaborate closely with Product, Operations, Finance, and other engineering teams to release features that impact thousands of happy customers and partners.
  • Qualifications:
  • 2-4 years of hands-on experience in backend development.
  • Strong programming skills, with expertise in Python.
  • Bachelor’s degree in Computer Science, Computer Engineering, or a related field (Preference for top-tier universities).
  • Deep understanding and proven experience with relational databases (PostgreSQL or equivalent).
  • Experience designing and integrating with APIs (RESTful services).
  • A "quality-first" mindset: Strong understanding of testing methodologies and writing code for highly sensitive/critical systems.
  • Tech-savvy and adaptable: Experience or a strong desire to incorporate AI dev tools into your daily workflow, combined with the critical thinking needed to review and validate AI-generated code.
  • Independent, proactive, with great interpersonal skills.
  • Nice-to-Have:
  • Previous experience in Fintech, billing, or payment systems.
  • Experience working with microservices architecture.
  • Familiarity with AWS.
  • What we offer:
    - A culture that values product ownership, collaborative architectural planning, and building wins for your resume/portfolio as much as for the company.
    - Smart, dynamic people with whom you can share the experience of building something unique.
    - Competitive salary with opportunities for growth and advancement.


    A Note on Recruiting Outreach
    We’ve been made aware of individuals falsely claiming to represent Lendbuzz using lookalike email addresses (eg @lendbuzzcareers.com). Please note that all legitimate emails from our team come from @lendbuzz.com. We will never ask for sensitive information or conduct interviews via messaging apps.

    Lendbuzz is a fintech company that focuses on transforming the automotive lending landscape by providing underserved borrowers with personalized and equitable access to credit. Our innovative technologies aim to empower both borrowers and automotive dealers, fostering a culture of diversity and success in the industry.

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