AVP Product - Dream Money

About DreamMoney DreamMoney is building an AI-powered, human-guided, gamified personal finance platform that helps users save, invest, borrow, and learn in one seamless journey. Our mission is to make wealth creation simple, trusted, and rewarding for every Indian household. Backed by the Dream Sports ecosystem, DreamMoney benefits from deep reach across digital-savvy, aspirational users nationwide, a foundation to rapidly scale adoption Your Role:

Own the end-to-end P&L for the lending vertical (Personal, Business, Vehicle loans, etc.) and drive top-line growth, unit economics, and profitability across all products

Define and execute the lending product roadmap — eligibility criteria, risk-based pricing, credit policy, customer journey, and lifecycle management to optimize approval-to-disbursal funnel

Develop and manage diversified customer acquisition and engagement strategies across online (app/web), offline, call center, and partner-led channels to maximize revenue per customer.

Collaborate with credit, legal, and compliance teams to ensure adherence to RBI and fair-lending regulations while maintaining portfolio quality and minimising partner NPAs

Forge and manage partnerships with banks, NBFCs, fintech aggregators, and digital platforms

Use analytics and customer insights to continuously monitor portfolio health, conversion rates, CAC, LTV, and cross-sell opportunities

Qualifiers

8–12 years experience in product with 4+ years building lending/credit products

Proven experience in working with NBFCs/banks/LSP/SLAs

Experience in building 0 to 1 lending products or building for non metro users is preferred

MBA / Engineering graduates from a top tier institute