Anti-Financial Crime Analyst - Italian Market 🇮🇹

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75. Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started. Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit. AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

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Join us as an AML/Financial Crime Analyst to secure Qonto’s operations by leading high-complexity investigations and ensuring rigorous compliance with Italian regulations. You will work directly with Michele, our Financial Crime Lead, to enhance our operational depth and ensure we meet the highest regulatory standards while enabling Qonto's growth.   👩‍💻🧑‍💻 As an AML/Financial Crime Analyst at Qonto, you will   • Conduct high-quality Enhanced Investigations (EIs): You will autonomously handle 3-4 complex investigations per day, determining Source of Funds and identifying money laundering typologies. • Manage daily escalations: You will be a key decision-maker in triaging daily AML alerts, applying a risk-based approach to prioritize high-risk cases effectively. • Ensure Regulatory Compliance: You will draft Suspicious Transaction Reports (SOS) and support the team in preparing responses to regulatory bodies (e.g., Bank of Italy/UIF). • Drive Process Improvement: You will own transversal tasks, such as identifying gaps in current workflows and designing new, efficient internal procedures. • Mentor and Coach: Serving as a trusted reference within the team, you will support junior analysts and facilitate knowledge transfer on complex cases.   🤔 What you can expect   • Market/Team Context: You will join a hybrid team based in Milan, collaborating closely with analysts in Barcelona and a sister team led by Sarah. • Methodologies: We operate with high expectations on quality and traceability. You will work in an agile environment where accuracy and speed go hand in hand. • Impact: You will play a critical role in strengthening our team's structure, handling sensitive investigations with autonomy, and directly influencing our regulatory standing. • Career Evolution: This role offers a clear path toward becoming a Subject Matter Expert (SME) or Team Lead.   🤝 About your future manager    You will report to Michele Guerrera, Michele joined Qonto in 2021 and has built an impressive career path internally, growing from an AML/CFT Analyst to the Lead of the Anti-Financial Crime Unit. Before Qonto, he honed his expertise for over three years at PayPal in Dublin, focusing on fraud and risk analysis. He also holds an International Diploma in Anti Money Laundering from the University of Manchester.   🏅 About You   • Experience: You have solid experience in AML / Financial Crime (Level 3 equivalent), ideally gained in a Fintech or a bank with a strong compliance program. • Investigation Skills: You demonstrate advanced financial investigation capabilities, with a track record of handling complex cases and identifying intricate money laundering patterns. • Regulatory Expertise: You have a deep understanding of Italian AML regulations and experience interacting with the UIF or Bank of Italy. • Mindset: You possess strong risk-based decision-making skills and can navigate ambiguity in borderline cases. • Languages: You are fluent in English and Italian.   At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.